Senior Commercial Lending Officer

1 week ago


Lakewood, Ohio, United States First Mutual Holding Co. Full time

Job Type

Full-time

Position Overview:

The Senior Commercial Lending Officer plays a pivotal role in managing commercial banking operations for businesses with revenues up to $60 million. As a key member of the lending team, this position is accountable for achieving exceptional business development outcomes, overseeing a diverse portfolio, and fostering collaboration across departments. Additionally, this role serves as a mentor to junior team members, promoting professional growth and development.

Key Responsibilities:

  1. Business Development: Actively seeks to acquire new commercial banking clients through effective outreach strategies, while nurturing relationships with influential stakeholders such as accountants, attorneys, and community leaders. Participates in networking events and corporate functions to enhance business opportunities.
  2. Portfolio Management: Coordinates with clients to address account-related matters and collaborates with team members to streamline the credit application process. Conducts site visits, works closely with underwriters to secure decisions, and performs annual reviews of assigned portfolios, focusing on complex client relationships.
  3. Client Service: Collaborates with various departments to resolve client service issues and cross-sell additional banking products. Manages high-level executive accounts and loan requests to ensure superior service delivery.
  4. Community Engagement: Represents the bank at civic and community events to enhance visibility and promote business development.
  5. Mentorship: Provides guidance and support to credit analysts, portfolio managers, and less experienced loan officers, facilitating learning opportunities and relationship-building initiatives.
  6. Continuous Improvement: Engages in ongoing training to enhance skills in sales, presentations, and banking knowledge, including commercial lending and treasury management.
  7. Vendor Management: Effectively manages relationships with service providers, establishing performance metrics and holding vendors accountable for their contributions.
  8. Regulatory Compliance: Adheres to all relevant banking laws and regulations, ensuring compliance with the Bank Secrecy Act, USA Patriot Act, and other applicable legislation.
  9. Additional Duties: Performs other responsibilities as assigned.

The responsibilities outlined above provide a summary and may not encompass all tasks associated with this role. Job descriptions may be modified at the discretion of First Mutual Holding Co.

Qualifications and Skills:

  1. 7-10 years of experience in commercial lending or sales, demonstrating a successful track record in achieving business goals and managing portfolios.
  2. Comprehensive knowledge of commercial lending regulations and guidelines.
  3. Bachelor's degree in finance, accounting, business, or a related field; a Master's degree is preferred.
  4. Proficiency in MS Office Suite and familiarity with banking software is required.
  5. Experience in the financial services sector is preferred.
  6. Commitment to pursuing relevant certification courses in banking.

Core Competencies:

  1. Resilience
  2. Effective Communication
  3. Service Orientation
  4. Decisiveness
  5. Trusted Advisor
  6. Organizational Skills
  7. Attention to Development
  8. Drive for Results

Physical Environment:

  • Regularly required to lift, walk, stand, sit, bend, reach, and use hands and arms.
  • Occasionally lifts and/or moves up to 25 pounds.
  • Typically works in a quiet to moderate office environment.
  • This position is performed in an office setting during standard business hours.


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