Risk Management Consultant

6 days ago


Southfield, Michigan, United States CNA Full time

About the Role

CNA's Commercial Middle Markets team is seeking a skilled Underwriting Consultant to join our team. As an Underwriting Consultant, you will play a critical role in growing our underwriting career by providing access and collaboration with the home office, ample promotional opportunities, and evolving underwriting centers that allow you to focus on larger accounts.

Key Responsibilities

  • Underwriting Expertise
    • Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standards
    • Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis
    • Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines, and knowledge of strategies to ensure underwriting guidelines are followed
    • Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation
    • Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status, and declinations in order to drive results within the assigned territory
    • Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
    • Keeps current on state/territory issues, regulations, and trends
  • Portfolio Management
    • Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business, and portfolio management goals
    • Prioritizes time and resources to effectively manage and optimize producer performance
    • Operates with an Enterprise perspective to identify cross-sell opportunities and create growth within other lines of business and customer segments
    • Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale
  • Sales & Distribution Management


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