Current jobs related to Credit Analyst II - Cincinnati, Ohio - Fifth Third Bank

  • Senior Corporate Credit Analyst

    2 days ago

    Cincinnati, Ohio, United States Western & Southern Life Full time

    Position Overview:The Senior Analyst in Leveraged Credit plays a pivotal role in the continuous evaluation of designated sectors within the corporate bond and loan portfolios managed by Western & Southern Life. This position emphasizes both industry-specific and company-focused fundamentals, alongside relative value assessments, risk positioning, and...

  • Senior Analyst

    7 days ago

    Cincinnati, Ohio, United States Western & Southern Life Full time

    Position Overview:The Senior Credit Analyst specializing in Leveraged Credit plays a crucial role in the continuous evaluation of designated sectors within the corporate bond and loan portfolios at Western & Southern Life. The focus of this analysis encompasses both industry-wide and company-specific fundamentals, alongside assessments of relative value,...

  • Consumer Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Overview:At Fifth Third Bank, we are committed to enhancing the banking experience for our customers. As a part of our team, you will play a crucial role in managing consumer credit risks.PRIMARY RESPONSIBILITIES:As a Credit Risk Analyst, you will:Develop analytics and reporting frameworks to assess and evaluate risks associated with Consumer Credit,...

  • Lead Credit Analyst

    7 days ago

    Cincinnati, Ohio, United States Western & Southern Life Full time

    Position Overview:The Senior Analyst specializing in Leveraged Credit plays a crucial role in the continuous evaluation of designated sectors within the corporate bond and loan portfolios managed by Western & Southern Life. The focus of this analysis encompasses both industry-wide and company-specific fundamentals, alongside assessments of relative value,...

  • Consumer Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Enhancing Banking Excellence At Fifth Third Bank, we are dedicated to connecting talented individuals with exceptional career opportunities in the banking sector.POSITION OVERVIEW:The Credit Risk Analyst I plays a crucial role in formulating analytics and reporting mechanisms to identify and assess risks associated with Consumer Credit, including Direct,...

  • Consumer Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Position Overview:At Fifth Third Bank, we are dedicated to enhancing the banking experience. Our commitment to connecting talented individuals with rewarding opportunities is at the forefront of our mission.ROLE SUMMARY:The Credit Risk Analyst I plays a crucial role in the development of analytics and reporting aimed at identifying and assessing risks...

  • Consumer Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Position Overview:At Fifth Third Bank, we are dedicated to enhancing the banking experience. Our commitment to connecting talented individuals with meaningful opportunities is paramount. ROLE SUMMARY:The Credit Risk Analyst I is tasked with the development of analytical frameworks and reporting mechanisms to identify and assess risks associated with Consumer...

  • Senior Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States GM Financial Full time

    OverviewWhy consider a career with GM Financial?GM Financial is a fully owned division of General Motors, employing a diverse workforce of over 10,000 individuals worldwide and recognized as one of the leading finance companies in the automotive sector in the United States, setting the standard for customer loyalty.We are committed to expanding our inclusive...

  • Installation Analyst II

    1 week ago

    Cincinnati, Ohio, United States Aditi Consulting Full time

    Overview: The Installation Analyst II will be engaged in a comprehensive deployment of a sophisticated camera system across various organizational sites. This role serves as a pivotal liaison for field technicians, ensuring the smooth execution of installations in approximately 70 locations weekly. The analyst will be responsible for diagnosing installation...

  • Credit Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Medpace Full time

    Position Overview:As our organization expands, we are looking for a dedicated Manager to oversee our Commercial Operations team. This pivotal role involves assessing the credit risk associated with our portfolio in accordance with company policies and standards. The successful candidate will develop analytical tools to identify and evaluate financial risks...

  • Credit and Collections Analyst

    2 days ago

    Cincinnati, Ohio, United States the trak group Full time

    Job OverviewAccounts Receivable Specialist - Credit & Collections, Cash ApplicationAre you an expert in Accounts Receivable seeking a position that merges financial acumen with a commitment to sustainability? Join our dynamic team as an Accounts Receivable Specialist and contribute to a company that is dedicated to growth and environmental responsibility.Why...

  • Advanced Credit Analyst

    7 days ago

    Cincinnati, Ohio, United States PNC Financial Services Group Full time

    Position OverviewAt PNC Financial Services Group, our workforce is our most significant differentiator and competitive edge in the markets we operate. We are all committed to providing the best experience for our clients.We collaborate daily to cultivate an inclusive workplace culture where all employees feel respected, valued, and have the opportunity to...

  • Mortgage Bankruptcy Analyst II

    7 days ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Exciting Career Opportunity as a Mortgage Bankruptcy Analyst II at Fifth Third BankAbout Fifth Third Bank: At Fifth Third Bank, we are committed to enhancing the banking experience. We strive to connect talented individuals with rewarding career paths. Are you prepared to advance your professional journey? Discover the banking sector with Fifth Third...

  • Dividend - Disbursement Analyst II

    2 months ago

    Cincinnati, Ohio, United States Fifth Third Bank Full time

    About DividendAt Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we've had on our customers, our partners, and on the world around us. So, take a look and see if you think you'd be a good fit for Dividend.GENERAL FUNCTION:...

  • Actuarial Research Analyst II

    4 weeks ago

    Cincinnati, Ohio, United States Great American Insurance Group Full time

    Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty...

  • Senior Model Risk Analyst

    7 days ago

    Cincinnati, Ohio, United States Federal Home Loan Bank Full time

    Position Overview:The Senior Model Risk Analyst plays a crucial role in overseeing and mitigating model-related risks within the organization. This position is responsible for conducting thorough validations, monitoring governance structures, and offering expert guidance on the models utilized by the Federal Home Loan Bank. The Senior Analyst collaborates...

  • Systems Analyst II

    7 days ago

    Cincinnati, Ohio, United States InsideHigherEd Full time

    Internal Application NoticeAs a premier institution, we are committed to fostering a vibrant academic environment. Our university is a distinguished urban public research university, serving a diverse community of over 50,000 students and 11,000 faculty and staff. With a rich history dating back to 1819, we pride ourselves on our innovative campus and...

  • Trade Fund Analyst

    7 days ago

    Cincinnati, Ohio, United States TPI Staffing Full time

    Job Title: Financial AnalystJob Location: Cincinnati, OHContract Duration: 9+ monthsJob Overview:This position is integral to the Revenue Forecast Manager on the NRS Kroger Team, focusing on the oversight of trade fund deductions.The role is essential for ensuring the precision of trade expenditures through meticulous checkbook reconciliations and the...

  • Business Process Analyst II

    2 days ago

    Cincinnati, Ohio, United States InsideHigherEd Full time

    Internal Applicants Only: The University of Cincinnati, established in 1819, is recognized as one of the premier urban public research institutions in the United States. With a vibrant community of over 50,000 students, 11,000 faculty and staff, and a vast alumni network of 340,000, UC is celebrated for its innovative campus design and academic excellence....

  • Business Technology Analyst II

    2 days ago

    Cincinnati, Ohio, United States InsideHigherEd Full time

    Internal Applicants Only: The University of Cincinnati, established in 1819, is recognized as one of the premier urban public research institutions in the United States. With a vibrant community of over 50,000 students, 11,000 faculty and staff, and a vast alumni network of 340,000, UC stands out as a Top 35 public research university, noted for its...

Credit Analyst II

2 months ago

Cincinnati, Ohio, United States Fifth Third Bank Full time

Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.

The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and support Portfolio Reviews as needed.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
  • Use critical thinking to identify and draft documentation
  • Responsible for regularly completing indicative credit information into Banking Systems with little to no errors
  • Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's
  • Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations
  • Identify and determine monitoring analysis activities required
  • Verify covenants and define updates needed on ticklers
  • Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
  • Responsible for assessing covenant compliance reporting and identifying issues
  • Review covenant compliance certificates to understand performance and determine actions
  • Update financial covenants and calculations as needed
  • Run Probability of Default (PD) model with oversight
  • Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team
  • Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
  • Prepares ALSR reports with oversight
  • Responsible for running risk and projection models with oversight assumptions provided
  • Responsible for completing underwriting process with limited oversight
  • Create and complete a CAM with little to no errors
  • Review and re-write renewals for deals of limited complexity
  • Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings
  • Support Portfolio Managers and special projects
  • Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary.
  • May assist with training of new employees.
  • May work on special projects as assigned by management.

SUPERVISORY RESPONSIBILITIES: None

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
  • 2+ years of Commercial Banking experience.
  • Sound Financial and risk analysis understanding, including the ability to develop financial models
  • Extensive Knowledge of banking products and services
  • Knowledge of corporate business structure and legal documents
  • General knowledge of U.S. government and regulation
  • Knowledge of the local or regional market preferred, but not required
  • Proficiency in internal banking applications
  • Strong verbal and written communication skills
  • Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks
  • Proficient in all Microsoft Office software

WORKING CONDITIONS:

  • Normal office environment with little exposure to dust, noise, temperature and the like
  • Minimal travel required
Credit Analyst II
LOCATION -- Cincinnati, Ohio 45202

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.