Project/Loan Analyst

3 days ago


San Francisco, California, United States Uniland Development Company Full time
Job Summary

The Project/Loan Analyst is a pivotal role within Uniland Development Company, responsible for supporting and enhancing the planning, execution, and completion of development projects. This position is critical in preparing and reviewing loan applications for various real estate projects, assessing the financial viability and creditworthiness of potential development projects, and ensuring that loans are structured appropriately to mitigate risk and support the company's investment objectives.

Key Responsibilities
  • Loan Application Review: Reviews and analyzes loan applications for real estate development projects, including residential, commercial, and mixed-use properties.
  • Financial Analysis: Conducts in-depth financial analysis of borrowers, including reviewing income statements, balance sheets, cash flow projections, and other financial documents to assess creditworthiness and repayment capacity.
  • Loan Structuring: Collaborates with internal teams to structure loan terms and conditions that align with project requirements, risk tolerance, and investment objectives.
  • Due Diligence: Performs due diligence on prospective borrowers and real estate projects, including property valuation and market analysis.
  • Loan Documentation: Reviews lender loan documentation, including loan proposals, agreements, promissory notes, and other legal documents, ensuring accuracy and compliance with regulatory and company standards.
  • Communication and Collaboration: Works closely with internal teams and external parties to facilitate the financing process and resolve any issues that arise.
  • Performance Monitoring: Monitors the performance of existing loans, tracks repayment schedules, identifies potential risks or delinquencies, and prepares regular reports and updates for management and stakeholders.
  • Administrative Tasks: Administers loans and lines of credit on an ongoing basis, approves loan payments, updates mortgage files, and internal database systems.
  • Reporting and Presentations: Prepares and presents detailed reports on loan performance, risk assessments, and portfolio status to senior management and/or stakeholders.
Requirements
  • Education: Bachelor's Degree in Real Estate Development, Urban Planning, Architecture, Business, Finance, or a related field.
  • Experience: A minimum of two years of experience in a financial or quantitative analysis role or real estate financial underwriting and related research.
  • Skills: Proficiency in financial modeling, Excel, and other relevant software applications; experience managing multiple projects simultaneously and meeting tight deadlines.
  • Knowledge: Understanding of financial analysis and feasibility studies related to real estate development projects; knowledge of real estate finance principles, lending practices, and regulatory requirements.


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