Head of Liquidity Analytics

2 weeks ago


San Francisco, California, United States First Citizens Full time
Position Overview

This role is designed as a hybrid position, requiring a blend of in-office and remote work.

The Director of Liquidity Pricing and Analytics will spearhead a team of 10-20 professionals tasked with essential reporting, analytical insights, and pricing strategy formulation. This is a crucial leadership position within the Liquidity Product Management division and the larger commercial banking framework. The individual will be responsible for overseeing the commercial bank's deposit interest rates, service fees, and Earnings Credit Rate (ECR) strategies. Additionally, they will coordinate the positioning of liquidity products, manage executive-level reporting, ensure accurate product reconciliation, and develop innovative research into client behaviors, while also leading collaborative efforts on budgeting and forecasting.

This position is pivotal in crafting and executing key strategies while fostering communication and collaboration with senior executives and sales leadership throughout the commercial banking sector. The role is integral in ensuring that business strategies effectively enhance client experiences, promote bank profitability, and adapt to the competitive environment.

Key Responsibilities
  • Collaborate with the Liquidity Solutions Leadership Team, Investor Relations, Financial Planning & Analysis (FP&A), Regulatory Reporting, and Corporate Treasury to identify the unique analytical needs of each department concerning liquidity products. Engage with senior leadership across the organization to devise data management strategies that bolster financial models, analytics, and reporting. Transform complex analyses into clear narratives for leadership and partner teams. Embrace a culture of continuous improvement, prioritizing swift action and ongoing learning.
  • Manage the financial reporting, revenue generation, and reconciliation tasks for liquidity solutions products. Work closely with Financial Planning & Analysis, Corporate Treasury, and Liquidity products to enhance balance forecasting methodologies and outcomes. Act as a subject-matter expert in the organization-wide Large Financial Institution (LFI) initiative. Collaborate with Corporate Treasury, Transformation Office, and Liquidity Risk Management on relevant frameworks.
  • Supervise the strategies for interest-bearing deposit rates and non-interest-bearing deposit earnings credits across various products and segments, ensuring alignment with the bank's financial objectives. Coordinate deposit and treasury management service fees for Liquidity Solutions and the broader product organization. Structure data and conduct analyses such as pricing/rate elasticity to inform strategic decisions and build consensus around pricing strategies.
Qualifications
  • A Bachelor's Degree with a minimum of 8 years of experience in Banking, Financial Services, or Management Consulting, or a High School Diploma/GED with at least 12 years of relevant experience.
  • Preferred Experience: Over 8 years of combined expertise in Commercial Bank Pricing, Deposit Product Management, Treasury, and FP&A.
  • Essential Skills: Proficient in Liquidity Management, with a comprehensive understanding of liquidity risk management, funding strategies, and pricing analytics.


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