Commercial Loan Risk Analyst

2 weeks ago


Arlington, Virginia, United States The Symicor Group Full time

Position Overview:
The Symicor Group is a specialized talent acquisition firm dedicated to connecting top-tier banking and accounting professionals with leading organizations.

We are currently seeking a qualified candidate for the role of Commercial Credit Analyst. This position is integral to our banking client’s operations, focusing on evaluating financial risk associated with lending decisions.

Key Responsibilities:
As a Commercial Credit Analyst, your primary duties will include:

  • Assessing the structure of loan proposals and providing recommendations to minimize associated risks.
  • Collecting and analyzing financial statements and credit data to evaluate the risk profile of loan applications.
  • Advising the lending committee on the structure and risk factors of proposed loans.
  • Collaborating with Loan Officers and Portfolio Managers to ensure comprehensive financial analysis.
  • Underwriting various real estate loans, including acquisition, construction, and commercial mortgages across diverse asset classes.
  • Utilizing financial ratios to identify strengths and weaknesses in credit profiles.
  • Analyzing historical and current financial statements to detect trends.
  • Reviewing appraisal and environmental reports, along with other relevant documentation.
  • Assessing construction draw requests and various lease agreements.
  • Preparing detailed reports summarizing the strengths and weaknesses of loan transactions.
  • Performing additional related tasks as required.

Candidate Profile:
The ideal candidate will possess:

  • A Bachelor’s Degree in Accounting, Finance, or a related discipline.
  • At least one year of relevant experience in credit analysis.
  • Proficiency in understanding cash flow, liquidity, and financial ratios.
  • Familiarity with K-1s and tax returns for ancillary entities.
  • Strong analytical skills with the ability to interpret financial reports and legal documents.
  • Excellent communication skills, both verbal and written.
  • The capability to thrive in a fast-paced environment with shifting priorities.
  • Proficient Microsoft Office skills, particularly in Word and Excel.

We are looking for a motivated individual who is eager to contribute to the success of our banking client and grow within the financial services sector.



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