Residential Mortgage Consultant

1 week ago


MagstattleBas, Grand Est, United States American National Full time
KEY RESPONSIBILITIES:

  1. Engaging with potential clients to secure residential first mortgage loans through networking with real estate agents, builders, and industry professionals.
  2. Conducting interviews with loan applicants to elucidate various financing options. Guiding clients in selecting the most suitable financing path while gathering essential financial and loan details.
  3. Collaborating with loan processing teams to ensure smooth application processing and meticulously reviewing loan documentation in preparation for closing. Providing clear explanations of documents to clients during the closing process.
  4. Maintaining open communication with clients and real estate agents regarding the status of loan applications.
  5. Ensuring adherence to compliance standards and leveraging knowledge of compliance and Community Reinvestment Act (CRA) regulations in daily operations. Staying informed about trends in the local real estate market and updates in regulations related to both private and government-backed mortgages.
REQUIRED SKILLS AND QUALIFICATIONS:
  1. In-depth understanding of secondary mortgage market and relevant lending regulations.
  2. Familiarity with VA and FHA loan programs.
  3. Proficiency in word processing applications.
  4. Competence in using various office equipment, including computers, adding machines, and copiers.
  5. Strong verbal and written communication skills, demonstrating professionalism and courtesy.
  6. Ability to perform effectively under pressure and meet tight deadlines.
EDUCATIONAL BACKGROUND AND EXPERIENCE:
  1. Bachelor's degree in Business Administration or equivalent professional experience.
  2. A minimum of three years of experience in mortgage lending.
American National is an Equal Opportunity Employer, welcoming applicants from diverse backgrounds, including protected veterans and individuals with disabilities.

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