Credit Assessment Manager for the Region

2 weeks ago


Tampa, Florida, United States The Ladders Full time

Position Overview: Regional Credit Operations Manager

The Regional Credit Operations Manager will be responsible for directing and managing all credit-related functions within the designated area. This role requires a comprehensive understanding of risk assessment associated with commercial and commercial real estate (CRE) lending.

Key Responsibilities:

  • Oversee and manage all credit operations for the assigned region.
  • Provide independent evaluations and recommendations regarding risk factors linked to commercial and CRE loans.
  • Lead a team of credit analysts in conducting thorough credit evaluations and generating detailed reports for senior management.
  • Administer and monitor the credit portfolio to ensure high-quality standards are maintained.
  • Perform financial analyses and underwriting processes for substantial and intricate loan applications.
  • Review and analyze personal financial statements and tax documentation.
  • Ensure portfolio compliance with organizational policies and procedures.
  • Work collaboratively with Relationship Managers and Portfolio Managers to enhance credit processes.
  • Coordinate various portfolio management initiatives.
  • Participate in training sessions to remain informed about regulatory changes and industry developments.

Qualifications:

  • A Bachelor's degree in business, finance, or accounting is required.
  • A minimum of 10 years of relevant experience in lending and credit analysis is essential.
  • Formal training in credit analysis is mandatory.
  • Proficiency in Microsoft Office Suite is expected.
  • Excellent organizational and time management skills are necessary.
  • Strong verbal and written communication abilities are crucial.


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