Lead Credit Risk Analyst

1 week ago

Tampa, Florida, United States Suncoast Credit Union Full time

Position Overview:

Compensation: $95,000 - $150,000 based on experience and qualifications
Work Arrangement: Hybrid, offering a flexible blend of in-office and remote work
Employment Type: Full Time

The Senior Credit Risk Analyst plays a crucial role in the Credit Union's risk management initiatives, focusing on identifying and assessing trends within the loan and investment portfolios that may signal increasing risks. This position is tasked with comprehending and evaluating regulatory standards to ensure compliance. The analyst conducts continuous assessments and formulates recommendations for presentation to senior leadership across the organization, utilizing advanced data science tools to analyze and synthesize information, and collaborates with team members to create actionable insights. Additionally, the Senior Credit Risk Analyst will contribute to the development of new enterprise risk reporting using business intelligence methodologies.

Key Responsibilities:

  • Design and generate key performance indicators and risk metrics to track growth, delinquency, and recovery rates.
  • Communicate findings to Enterprise Risk Management and relevant committees.
  • Develop analytical frameworks and propose strategies to effectively manage the credit union's credit risk.
  • Evaluate trends affecting credit risk and provide timely recommendations to address emerging risks.
  • Conduct complex analyses and modeling to uncover patterns that may lead to heightened risk.
  • Assess credit and investment counterparty risks to identify trends and suggest appropriate mitigation strategies.
  • Collaborate with senior management to establish systems and strategies for effective credit risk management, including monitoring techniques.
  • Review existing credit policies and underwriting standards, recommending adjustments based on portfolio trend analyses.
  • Establish and maintain a comprehensive reporting framework for monitoring all aspects of credit and counterparty risk.
  • Perform trend analyses across various metrics and make informed recommendations to management.
  • Engage with credit union partners, vendors, and external parties.
  • Provide support and guidance to Credit Risk Analysts.

Qualifications:

  • Bachelor's degree in finance, computer science, risk management, or a related field (equivalent work experience may be considered).
  • A minimum of 8 years of experience in data and credit analysis, preferably within a financial institution.
  • At least 5 years of experience with SQL and SSRS report generation.
  • 4 or more years of experience with Business Intelligence tools such as PowerBI, Tableau, and Qlik.
  • In-depth knowledge of credit underwriting, counterparty reviews, loss mitigation, and regulatory compliance.
  • Experience with programming languages such as Python (Pandas, NumPy, SciPy), VBA, and shell scripting is highly desirable.
  • Strong analytical skills with proficiency in statistical tools.
  • Ability to work effectively in a fast-paced environment while meeting deadlines.
  • High level of confidentiality and integrity.
  • Excellent organizational skills with the ability to prioritize tasks and manage competing demands.
  • Strong understanding of regulatory compliance necessary for effective job performance.
  • Exceptional verbal and written communication skills, with the ability to engage professionally with various stakeholders.
  • Ability to work independently with minimal supervision.

Essential Skills:

  • Analytical Thinking
  • Data Modeling
  • Regulatory Compliance
  • Project Management

Benefits:

  • Financial Well-Being: Bonus Program up to 9%, 401K Matching up to 8%, Retirement Planning, Employee Loan Discounts, Flexible Spending Accounts.
  • Health and Wellness: Medical, Dental, and Vision Coverage, Access to Gyms, Mental Health Resources, Paid Time Off for Wellness, Disability Coverage.
  • Work-Life Balance: Paid Holidays, Paid Time Off, Paid Parental Leave.
  • Community Engagement: Paid Volunteer Opportunities.
  • Professional Growth: Educational Assistance up to $5,000 annually.
  • Flexibility: Options for Remote, Hybrid, and Onsite Work.
  • Security: Pet Insurance, Identity Theft Protection, Legal Assistance.

Company Overview:

Suncoast Credit Union is recognized as a top workplace, fostering an inclusive culture that values growth and community engagement. Established in 1934, Suncoast has a strong commitment to its employees.

  • Advanced Credit Risk Evaluator

    2 weeks ago

    Tampa, Florida, United States Suncoast Credit Union Full time

    Position Overview:Compensation: $95,000 - $150,000 based on experience and qualificationsWork Arrangement: Hybrid, providing a flexible blend of in-office and remote workEmployment Type: Full TimeThe Lead Credit Risk Analyst plays a crucial role in monitoring the risk landscape of the Credit Union, focusing on identifying and assessing trends within the loan...

  • Senior Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Senior Credit Risk AnalystAmerant Bank is seeking a dedicated Senior Credit Risk Analyst to become a vital part of our financial team. The successful candidate will be tasked with evaluating and advising on risk elements associated with substantial, intricate structures and transactions pertinent to Commercial and Industrial (C&I) and Corporate Enterprises....

  • Lead Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States First Horizon Full time

    Position OverviewThe Senior Credit Analyst role is pivotal in delivering comprehensive analytical support for evaluating and underwriting commercial credit facilities. This position plays a crucial part in assisting Portfolio Managers and Relationship Managers in nurturing client relationships. The ideal candidate will be responsible for providing in-depth...

  • Lead Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States First Horizon Full time

    Position OverviewThe Senior Credit Analyst role is designed to deliver advanced analytical expertise in the evaluation and assessment of commercial credit portfolios. This position plays a crucial role in supporting Portfolio Managers and Relationship Managers in fostering client relationships. A Senior Credit Analyst is expected to provide in-depth credit...

  • Lead Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States First Horizon Full time

    Position OverviewThe Senior Credit Analyst role offers advanced analytical support in the evaluation and assessment of commercial credit facilities while collaborating with Portfolio Managers and Relationship Managers to enhance client interactions. This position requires a seasoned professional to deliver credit analysis for designated lending...

  • Credit Risk Analyst

    12 hours ago

    Tampa, Florida, United States Nutrien, Ltd. Full time

    Job SummaryNutrien, Ltd. is seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our credit management department, you will play a critical role in ensuring the company's financial health and stability.Key Responsibilities:Analyze and interpret financial statements to identify potential credit risks and opportunities.Develop and...

  • Senior Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Position Overview: The Credit Analyst II plays a crucial role in evaluating and recommending risk assessments related to substantial and intricate financial structures and transactions within Commercial and Industrial (C&I) and Corporate sectors. This role is integral to the credit risk management process, ensuring the maintenance of high credit quality...

  • Senior Credit Risk Analyst

    2 weeks ago

    Tampa, Florida, United States Amerantbank Full time

    Job OverviewThe Credit Analyst II plays a crucial role in evaluating and providing an independent assessment of risk factors associated with intricate financial structures and transactions pertaining to Commercial and Industrial (C&I) and Corporate Enterprises. This position is integral to the credit risk management process, ensuring the maintenance of...

  • Lead Credit Risk Assessment Specialist

    2 weeks ago

    Tampa, Florida, United States Us Organization Full time

    OverviewCompensation: $95,000 - $150,000 based on experience and credentialsLocation Type: Hybrid, a flexible work model blending in-office and remote workingPosition Type: Full TimeThe Lead Credit Risk Assessment Specialist plays a crucial role in the organization's risk oversight activities, focusing on identifying and analyzing trends within the loan and...

  • Credit and Pricing Risk Analyst

    2 weeks ago

    Tampa, Florida, United States TSR Consulting Services, Inc. Full time

    Our client, TSR Consulting Services, Inc., a prominent player in the financial services sector, is seeking a Credit and Pricing Risk Analyst for a long-term contractual engagement.Position Overview:The Credit and Pricing Risk Control division provides essential support to Markets & Securities Services on a global scale. Our mission is to cultivate and uphold...

  • Experienced Credit Analyst

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Senior Credit Risk AnalystAmerant Bank is seeking a Senior Credit Risk Analyst to become a vital part of our financial team. The successful candidate will be tasked with evaluating and advising on risk elements associated with substantial, intricate structures and transactions pertaining to Commercial and Industrial (C&I) as well as Corporate Enterprises....

  • Senior Risk Assessment Specialist

    1 week ago

    Tampa, Florida, United States Suncoast Credit Union Full time

    Position Overview:Compensation: $95,000 - $150,000 based on experience and qualificationsWork Arrangement: Hybrid, offering a flexible blend of in-office and remote workEmployment Type: Full TimeThe Lead Credit Risk Analyst plays a crucial role in the monitoring of risk within the Credit Union's loan and investment portfolios. This position involves...

  • Financial Risk Analyst

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Senior Credit Risk AnalystAmerant Bank is seeking a dedicated Senior Credit Risk Analyst to become an integral part of our financial team. The successful candidate will play a pivotal role in evaluating and advising on risk elements associated with substantial and intricate financial structures and transactions within the Commercial and Industrial (C&I) and...

  • Counterparty Credit Risk Business Analytics Senior Analyst- AVP

    3 days ago

    Tampa, Florida, United States Citigroup Inc Full time

    About the RoleThe Senior Business Analyst - Credit Risk Analytics is a professional role that requires in-depth knowledge of credit risk management and business analytics. The successful candidate will contribute to the development of new techniques and the improvement of processes and workflows for the credit risk analytics team.This role involves...

  • Lead Credit Assessment Specialist

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Senior Credit Risk AnalystAmerant Bank is seeking a Senior Credit Risk Analyst to enhance our analytical team. The successful candidate will play a pivotal role in evaluating and advising on risk elements associated with intricate structures and transactions pertinent to Commercial and Industrial (C&I) and Corporate Enterprises. The primary objective will be...

  • Senior Financial Risk Analyst

    2 weeks ago

    Tampa, Florida, United States Amerant Bank Full time

    Senior Credit Risk AnalystAmerant Bank is seeking a **Senior Credit Risk Analyst** to become a vital part of our financial team. The successful candidate will play a key role in evaluating and advising on risk elements associated with intricate financial structures and transactions pertaining to Commercial and Industrial (C&I) and Corporate Enterprises. The...

  • Risk Management Specialist

    5 days ago

    Tampa, Florida, United States Suncoast Credit Union Full time

    About the Role:The Fraud Analyst at Suncoast Credit Union is responsible for the collection, synthesis, and evaluation of data to identify and prevent financial crimes. This role requires a strong analytical mindset and the ability to work independently to analyze complex data sets.Key Responsibilities:Collect and analyze data from various sources to...

  • Senior Fraud Data Analyst

    1 week ago

    Tampa, Florida, United States Suncoast Credit Union Full time

    About the RoleSuncoast Credit Union is seeking a highly skilled Senior Fraud Data Analyst to join our team. As a key member of our fraud prevention and risk management initiatives, you will play a vital role in mitigating exposure to potentially fraudulent activities.Key ResponsibilitiesEvaluate Situational Threats: Assess and analyze data to identify...

  • Senior Fraud Data Analyst

    1 week ago

    Tampa, Florida, United States Suncoast Credit Union Full time

    About the RoleSuncoast Credit Union is seeking a highly skilled Senior Fraud Data Analyst to join our team in the fight against financial crime. As a key member of our fraud prevention and risk management initiatives, you will play a vital role in mitigating exposure to potentially fraudulent activities.Key ResponsibilitiesDevelop and Produce Executive Key...

  • Assistant Vice President

    2 weeks ago

    Tampa, Florida, United States Citigroup Inc Full time

    The Wholesale Credit and Climate Risk (WCCR) division within Citi Data, Analytics, Risk, Technology (DART) is seeking a skilled quantitative analyst at the Assistant Vice President (AVP) level to enhance the Loss Forecasting and Analytics team. This role is pivotal in developing credit loss and stress-testing models for Citi's wholesale credit portfolios....