Financial Markets Analyst

2 weeks ago


Emeryville, California, United States Newfi Full time

Position Overview:
The Financial Markets Analyst plays a crucial role in managing and communicating rate lock information and pricing for various loan products. This position is essential for ensuring that investors receive all necessary reporting and data requirements while providing management with timely insights regarding loans that have been originated, sold, and serviced.

Key Responsibilities:
- Collaborate with the secondary marketing team to issue daily pricing and establish appropriate gain on sale margins.
- Analyze and price bulk loan pools for potential purchases.
- Review locks in process, including exceptions and repricing, to ensure accuracy and alignment with current market conditions across all channels (Wholesale, Consumer Direct, Correspondent).
- Address any issues related to the lock pipeline promptly.
- Monitor and implement changes to locks and rate adjustments, identifying potential issues and determining when escalation is necessary.
- Understand and communicate investor policies and requirements effectively.
- Manage the pipeline rate lock policy to ensure profitability across varying market conditions.
- Maintain external pricing parameters to ensure accuracy of pricing and eligibility.
- Oversee and update rate sheets for all business channels (wholesale, correspondent).

Qualifications:
- Bachelor's degree preferred or equivalent professional experience.
- A minimum of 3 years of experience in secondary marketing with a comprehensive understanding of the mortgage industry is preferred.
- Proficient technical skills with the ability to design and maintain complex financial models.
- Strong proficiency in MS Office suite, particularly Excel.
- Excellent analytical skills with the capability to make sound business recommendations based on thorough analysis.
- Strong organizational and time management skills, with the ability to thrive in a fast-paced, multitasking environment.
- Capacity to perform detailed work amidst multiple interruptions.
- Exceptional communication skills.

Benefits:
- Competitive compensation package including salary.
- 401k plan and comprehensive medical, dental, and vision coverage.
- Opportunities for leadership development.
- Newfi Lending is an Equal Opportunity Employer, committed to empowering individuals and supporting diverse cultures, perspectives, skills, and experiences within our workforce.

Disclaimer:
The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the right to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles as deemed necessary to meet business needs.



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