Mortgage Loan Originator

4 days ago


Concord, New Hampshire, United States Bar Harbor Bank & Trust Full time
About the Role

Bar Harbor Bank & Trust, a leading financial institution in New England, is seeking a skilled Mortgage Loan Originator to join our Residential Lending team in Concord, NH.

Key Responsibilities
  • Customer Engagement: Meet with customers and prospective customers to promote Bank products, providing excellent customer service and meeting customer needs.
  • Network Development: Develop and maintain relationships with developers, realtors, attorneys, accountants, and other potential centers of influence and referral sources.
  • Product Marketing: Market and cross-market the Bank's loan and other products and services, using approved marketing materials.
  • Loan Origination: Originate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customer.
  • System Navigation: Work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leads.
  • Lending Expertise: Skillfully craft lending products with companion products and pricing that results in client sales.
  • Sales Production: Demonstrate solid sales production in volume or units over a sustained timeframe.
  • Loan Assessment: Stay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirements.
  • Loan Advice: Ability to advise applicants on which option is best suited for their needs.
  • Disclosure and Reporting: Make all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costs. Provide progress reports to clients, and assist with resolving any discrepancies.
Requirements
  • Experience: Previous experience as a Mortgage Loan Originator is preferred, but not required. Prior banking experience required.
  • Education: Minimum of an Associate's degree, or equivalent work experience.
  • Skills: Full competency in business math and basic accounting skills. Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities.
  • Teamwork: Proven history of working as a positive team member in a fast-paced, high-volume environment while managing multiple priorities.
  • Customer Service: Exceptional customer service skills.
  • Registration: Must obtain and maintain a valid NMLS registration.
  • Software Proficiency: Working knowledge of Windows-based software programs.
About Bar Harbor Bank & Trust

Bar Harbor Bank & Trust offers a competitive compensation package, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more.

Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran.



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