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Mortgage Financing Advisor
2 months ago
Bar Harbor Bank & Trust, a leading financial institution in New England, is seeking a dedicated and responsible individual to join our Residential Lending team as a Mortgage Loan Originator.
The ideal candidate is a proactive professional who enjoys engaging with both new and existing clients to provide tailored lending solutions and related products that necessitate advanced sales techniques. This position offers an excellent opportunity to collaborate with a well-established and successful residential lending department. Our organization provides advanced technological tools to enhance the performance of our ambitious mortgage professionals.
Key Responsibilities:
- Engage with clients or potential clients to promote the Bank's offerings, ensuring their needs are met while delivering exceptional customer service.
- Build and sustain a network of developers, real estate agents, attorneys, accountants, and other potential referral sources.
- Market and cross-promote the Bank's loan products and services utilizing approved marketing materials.
- Originate new mortgage and home equity loans, gathering all necessary information and documentation from clients.
- Utilize various systems and applications to navigate products and recommend profitable solutions from both inbound and outbound sales leads.
- Skillfully design lending products alongside companion products and pricing that lead to successful client sales.
- Demonstrate consistent sales performance in volume or units over time.
- Stay updated on various loan options and conduct interviews with applicants to evaluate their loan needs.
- Advise applicants on the most suitable options for their circumstances.
- Provide all necessary disclosures to clients, including loan fees and costs.
- Deliver progress updates to clients and assist in resolving any discrepancies.
- Previous experience as a Mortgage Loan Originator is preferred but not mandatory.
- Prior banking experience is essential.
- A minimum of an Associate's degree or equivalent work experience is required.
- Full competency in business mathematics and basic accounting principles.
- Ability to analyze and interpret findings and results, drawing logical conclusions in daily responsibilities. Flexibility to adapt to changing procedures, regulations, job assignments, technological advancements, and new equipment.
- Proven track record of being a positive team member in a fast-paced, high-volume environment while managing multiple priorities.
- Exceptional customer service abilities.
- Must obtain and maintain a valid NMLS registration.
- Working knowledge of Windows-based software applications.
Bar Harbor Bank & Trust is an Equal Opportunity Employer, welcoming applicants from diverse backgrounds, including minorities, women, individuals with disabilities, and protected veterans. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.