Mortgage Loan Originator

5 days ago


Round Lake, Illinois, United States Wintrust Financial Full time
About Wintrust Financial

Wintrust Financial is a leading financial services company with a rich history of serving diverse communities. Our commitment to equality and inclusion is reflected in our banking and lending practices, making us a preferred choice for individuals and families seeking mortgage solutions.

Job Summary

We are seeking a skilled Mortgage Loan Originator to join our team. As a key member of our mortgage origination team, you will be responsible for assembling and reviewing new applications, matching borrowers with suitable mortgage programs, and guiding them through the loan process.

Key Responsibilities
  • Application Review and Matching: Assemble and review new applications, matching borrowers with suitable mortgage programs.
  • Borrower Support: Assist borrowers in determining the proper loan program, completing the loan application, and gathering required supporting documentation.
  • Preliminary Underwriting Reviews: Conduct preliminary underwriting reviews to ensure compliance with federal lending regulations.
  • Client Communication: Remain the primary point of contact for borrowers throughout the application and closing process.
  • Referral Development: Develop referral relationships with real estate professionals, builders, and other industry partners to proactively solicit new business.
Requirements
  • Mortgage Knowledge: Thorough knowledge of pricing and underwriting requirements for various mortgage products and programs.
  • Regulatory Compliance: Knowledge of federal lending regulations governing real estate lending, including Truth-in-Lending, RESPA, and others.
  • Analytical Skills: Ability to analyze financial information and make informed decisions.
  • Interpersonal Skills: Excellent communication and interpersonal skills, with a pleasant and professional demeanor.
  • Education and Certification: High school diploma or equivalent, with a minimum of two years of mortgage loan origination/sales experience and NMLS registration under the S.A.F.E Act of 2008.
Benefits

Wintrust Financial offers a comprehensive benefits package, including medical insurance, dental, vision, life insurance, and a 401(k) plan with a generous company match. We also offer flexible spending accounts, employee stock purchase plan, and critical illness insurance.

As an equal opportunity employer, Wintrust Financial is committed to reflecting the diversity of the communities we serve. We welcome applications from qualified candidates who share our values and commitment to excellence.



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