Mortgage Loan Originator

6 days ago


Round Lake Beach, Illinois, United States Wintrust Financial Full time
About the Role

We are seeking a highly skilled Mortgage Loan Originator to join our team at Wintrust Financial. As a Mortgage Loan Originator, you will be responsible for assembling and reviewing new loan applications, matching applicants with suitable mortgage programs, and guiding them through the loan process.

Key Responsibilities
  • Assemble and review new loan applications, ensuring all necessary documentation is complete and accurate.
  • Match applicants with suitable mortgage programs, taking into account their financial situation and goals.
  • Guide borrowers through the loan process, providing clear explanations and ensuring they understand the terms and conditions of their loan.
  • Conduct preliminary underwriting reviews to ensure loan applications meet company standards.
  • Remain the primary point of contact for borrowers throughout the application and closing process.
  • Develop referral relationships with real estate agents, builders, bankers, and other industry professionals to generate new business opportunities.
Requirements
  • Thorough knowledge of mortgage pricing and underwriting requirements for various loan products and programs.
  • Understanding of residential mortgage processing, underwriting, and closing procedures.
  • Knowledge of federal lending regulations governing real estate lending, including Truth-in-Lending, RESPA, and others.
  • Ability to analyze financial information and make sound judgments.
  • Excellent interpersonal and communication skills, with a pleasant and professional demeanor.
  • Outlook proficiency and ability to work in a fast-paced environment.
  • High School Diploma or equivalent, with a minimum of two years of mortgage loan origination/sales experience.
  • National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008.
Benefits

Wintrust Financial offers a comprehensive benefits package, including:

  • Medical, dental, and vision insurance.
  • Life insurance and accidental death and dismemberment coverage.
  • Short-term and long-term disability insurance.
  • Parental leave and employee assistance program.
  • Traditional and Roth 401(k) with company match.
  • Flexible spending account and employee stock purchase plan.
  • Critical illness insurance and accident insurance.
  • Transportation and commuting benefits.
  • Banking benefits and pet insurance.
Equal Opportunity Employer

Wintrust Financial is an Equal Opportunity Employer, committed to reflecting the diversity of the communities we serve. We welcome applications from qualified candidates of all backgrounds and perspectives.



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