Mortgage Loan Originator

2 weeks ago


ValdeReuil, Normandie, United States First Reliance Bank Full time
Mortgage Loan Officer Job Description

At First Reliance Bank, we are seeking a highly skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for acquiring new residential mortgage business and matching clients with our mortgage products to meet established loan quality and production goals.

Key Responsibilities:
  • Respond to customer inquiries and referrals generated from personal contacts and other business channels.
  • Conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, and advise borrowers of product/pricing policies and guidelines.
  • Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
  • Develop and maintain successful relationships with business referral sources, existing and prospective clients through marketing, cold-calling, prospecting, and networking activities.
  • Meet with clients as necessary during various stages of the loan process.
  • Utilize First Reliance training materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to both external members and internal business partners.
  • Provide complete loan applications to operation's partners.
  • Ensure exceptional client experience by overseeing loan process from origination to close and providing ongoing communication.
  • Oversee and ensure successful completion of all assigned Mortgage Loan Officer Training activities.
  • Work with Mortgage Processor, Underwriter, and all other Mortgage Staff to ensure that loan docs are submitted to processing within a few days.
  • Work with Mortgage Processors and Underwriters to ensure that loan conditions are met.
  • Maintain current and thorough knowledge of all lending programs, policies, procedures, and regulatory requirements.
Requirements:
  • Bachelor's degree in Business or Finance or related experience with loan processing or financial services preferred.
  • Minimum of 3 years' residential mortgage lending experience with a focus on generating self-sourced business required.


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