Credit Risk Manager

2 weeks ago


Saint Paul, United States Horton, Inc Full time


You may be the ideal candidate for this position. Please review the details below carefully.

Finance Manager - Credit

Job ID:
Type: Regular Full-Time
# of Openings: 1
Category: Accounting/Finance
Company Overview:

Horton, Inc. is a prominent player in the global airflow industry, recognized for its commitment to reliability, service, and innovation. We are currently seeking a Finance Manager - Credit to join our team. This position requires onsite presence.

Position Overview:

The Finance Manager - Credit will take charge of analyzing credit and financial documentation to assess the risks associated with extending credit to both domestic and international clients. This role also involves providing strategic recommendations on policies and procedures to protect the company's assets.

Why Choose Horton?

As a family-owned business, Horton is a leading provider of engine cooling solutions for both on and off-highway applications worldwide. We offer our employees significant opportunities for personal and professional development, competitive salary packages, and comprehensive benefits, including paid time off, holidays, 401K, medical, dental, vision, flexible spending accounts, life insurance, and educational assistance. We are also committed to environmental sustainability, continuously enhancing our products and processes to minimize waste and protect natural resources.

Key Responsibilities:

Finance Manager - Credit responsibilities include:

  • Overseeing the credit and collections department with supervisory duties.
  • Offering insights to enhance the company's credit risk management strategies.
  • Preparing and delivering updates on the credit function to senior management and the board.
  • Collaborating with sales, accounting, and external clients to proactively resolve payment issues and act as a subject matter expert on policy changes affecting credit and collections.
  • Managing the implementation and optimization of automated cash application software.
  • Coordinating with manufacturing finance teams regarding customer inquiries related to short shipments.
  • Working alongside FP&A and accounting on credit-related matters impacting cash flow and profit and loss performance.
  • Managing the company's REMAN Core process, policy, and accounting.
  • Ensuring adherence to the company's credit policies and procedures, including:
    • Conducting thorough financial analyses to evaluate risk levels in credit extension.
    • Assessing the creditworthiness of prospective clients.
  • Executing month-end journal entries related to credit, collections, and core accounting.
Qualifications:
  • Education:
    • Bachelor's degree in finance, accounting, business administration, or a related field. Advanced degrees or certifications (e.g., CPA, CCE) are advantageous.
  • Experience:
    • Demonstrated experience in credit management, finance, or accounting, typically 5+ years.
    • Experience in evaluating credit risk and managing credit policies.
  • Skills:
    • Strong analytical and decision-making abilities for assessing creditworthiness and financial risk.
    • Proficiency in financial analysis and credit evaluation methodologies.
    • Excellent communication and negotiation skills for engaging with clients and internal teams.
    • Capability to develop and implement credit policies and procedures.
  • Technical Proficiency:
    • Proficiency in Microsoft Office Suite, especially Excel, for financial modeling and reporting.
  • Knowledge:
    • Understanding of credit laws, regulations, and best practices.
    • Familiarity with financial statements, credit reports, and risk assessment tools.
  • Leadership:
    • Ability to lead and manage a credit team, including setting objectives and providing guidance.
  • Interpersonal Skills:
    • Strong relationship-building skills for collaboration with clients and other departments.
    • Problem-solving abilities for addressing credit-related challenges and disputes.

Must possess legal authorization to work in the United States.

We provide a competitive salary and benefits package. Qualified candidates are encouraged to apply.

Horton Holding, Inc. is an Equal Opportunity/Affirmative Action employer. All applicants will receive consideration for employment without regard to race, national origin, age, sex, religion, disability, sexual orientation, marital status, veteran status, gender identity or expression, or any other basis protected by local, state, or federal law.


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