SBA Loan Underwriting Specialist

2 weeks ago


Phoenix, Arizona, United States Addison Group Full time

Position: SBA Loan Underwriting Specialist

Employment Type: Full-Time

Compensation: $80,000 - $105,000 annually

We are looking for a proficient and seasoned SBA Loan Underwriting Specialist to enhance our team at Addison Group. The successful candidate will possess extensive experience in SBA and commercial loan evaluation, a thorough comprehension of SBA and USDA guidelines, and superior credit assessment capabilities. This position demands a professional adept at managing client relationships and collaborating effectively across various departments.

Core Responsibilities:

  • Evaluate SBA and commercial loan submissions in alignment with SBA Standard Operating Procedures, credit protocols, and documentation standards.
  • Conduct thorough analyses of creditworthiness, financial documents, and cash flow to ensure prudent lending decisions.
  • Engage closely with both internal and external stakeholders to foster relationships and facilitate a seamless underwriting process.
  • Stay informed on the latest SBA and USDA regulations and policies.
  • Guarantee that all underwriting practices adhere to credit union standards and regulatory frameworks.

Essential Qualifications:

  • At least 5 years of experience in SBA or commercial loan underwriting.
  • Comprehensive understanding of SBA and USDA regulatory requirements.
  • Advanced proficiency in credit evaluation, financial statement analysis, and cash flow assessment.
  • Expertise in credit policies, procedures, and documentation practices.
  • Strong familiarity with SBA Standard Operating Procedures.
  • Ability to work collaboratively with diverse teams and individuals.

Preferred Qualifications:

  • Bachelor's degree in Business, Finance, Accounting, or a related discipline.
  • Experience in analyzing business financial statements and tax returns with minimal oversight.
  • Proficient in Microsoft Office Suite, particularly Excel.
  • In-depth knowledge of commercial lending compliance and credit regulations.
  • Exceptional written and verbal communication skills, along with strong problem-solving and interpersonal abilities.
  • Capacity to deliver high-quality work under tight deadlines while managing multiple projects.
  • Familiarity with core processing systems and department-specific software.
  • Strong work ethic, ability to prioritize effectively, adapt to changing circumstances, and contribute to the overall success of the credit union.
  • Solid understanding of commercial real estate and conventional underwriting standards.

Why Consider a Career with Addison Group?

  • Engage with a dedicated and professional workforce.
  • Experience a supportive and inclusive organizational culture.
  • Receive a competitive salary and comprehensive benefits package.
  • Access opportunities for professional advancement and development.

Addison Group is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, or veteran status. We comply with all applicable federal, state, and local laws regarding nondiscrimination in employment. Reasonable accommodations are available for qualified individuals with disabilities upon request.



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