SBA Loan Underwriting Specialist

2 weeks ago


Phoenix, Arizona, United States Addison Group Full time

Position: SBA Loan Underwriting Specialist

Employment Type: Full-Time

Compensation: $80,000 - $105,000 annually

Our client is in search of a proficient and seasoned SBA Loan Underwriting Specialist to enhance their operational team. The successful candidate will possess a robust background in SBA and commercial loan evaluation, along with a comprehensive understanding of SBA and USDA guidelines and regulations. This position demands a professional adept at managing client relationships and collaborating effectively across various departments.

Core Responsibilities:

  • Evaluate SBA and commercial loan applications in accordance with SBA Standard Operating Procedures, credit policies, and documentation requirements.
  • Conduct thorough analysis of credit quality, financial statements, and cash flow to ensure prudent credit decisions.
  • Engage closely with both internal and external stakeholders to foster relationships and facilitate a seamless underwriting process.
  • Stay informed on the latest SBA and USDA policies and regulations.
  • Guarantee that all underwriting activities adhere to credit union standards and regulatory obligations.

Essential Qualifications:

  • At least 5 years of experience in SBA loan underwriting or commercial loan assessment.
  • Comprehensive knowledge of SBA and USDA policies and regulations.
  • Expertise in credit analysis, financial statement evaluation, and cash flow assessment.
  • Familiarity with credit policies, procedures, and documentation practices.
  • Strong grasp of SBA Standard Operating Procedures.
  • Ability to work collaboratively with diverse teams across the organization.

Preferred Qualifications:

  • Bachelor's degree in Business, Finance, Accounting, or a related discipline.
  • Skill in analyzing business financial statements and tax returns with minimal oversight.
  • Proficiency in Microsoft Office Suite, particularly Excel.
  • Extensive understanding of commercial lending compliance and credit regulations.
  • Exceptional written and verbal communication skills, along with strong problem-solving capabilities.
  • Capacity to produce high-quality work under tight deadlines while managing multiple tasks.
  • Experience with core processing systems and specific departmental processing systems.
  • Strong work ethic with the ability to prioritize tasks and adapt to changing circumstances.
  • Solid understanding of commercial real estate and conventional underwriting policies.

Why Consider This Opportunity?

  • Work alongside a dedicated and professional team.
  • Experience a supportive and inclusive corporate culture.
  • Receive a competitive salary and benefits package.
  • Access opportunities for professional growth and development.

Addison Group is an Equal Opportunity Employer. We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran by applicable federal, state, and local laws. We comply with applicable state and local laws governing nondiscrimination in employment in every location in which we operate. Reasonable accommodation is available for qualified individuals with disabilities, upon request.



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