Vice President of Credit Risk Management

2 weeks ago

Morrisville, North Carolina, United States The Ladders Full time
Position Overview

The role involves conducting intricate credit evaluations and financial assessments of both new and existing loan applications.

Key Responsibilities

Core Duties
  1. Evaluates financial documents on complex credit inquiries to form an initial judgment regarding the level and quality of credit risk and repayment feasibility.
  2. Collaborates with sales personnel to structure each loan proposal to optimally safeguard the bank's interests while aligning with the borrower's objectives.
  3. Engages in discussions with applicants and/or designated representatives such as the borrower's CPA or financial controller.
  4. Requests additional information from sales staff that is relevant to the underwriting process. Works alongside clients and the sales team to gather necessary credit data for loan and lease evaluations.
  5. Confirms the total and current exposure of existing borrowers within the loan and leasing systems, ensuring compliance with departmental risk thresholds.
  6. Prepares credit memoranda that encompass a thorough financial analysis, client background, and a summary of fiscal performance over the current and previous years, along with cash flow assessments for more intricate credits.
  7. Determines and communicates recommended actions (approval or denial) to senior management, ensuring that all pertinent financial analyses and supporting data are included in line with the organization's credit policies.
  8. Maintains precise and comprehensive loan documentation, ensuring that all necessary authorizations and compliance checks are completed prior to finalizing underwriting records.
  9. Fosters strong collaborative relationships with the sales team, leasing, and operations staff to ensure effective communication channels for addressing credit analysis issues.
  10. Suggests enhancements to processes and procedures to boost the efficiency of the credit review workflow.
  11. Acts as the primary backup for the manager in approving daily rental funding requests and oversees the tracking and updating of title information for rental and leasing clients.
  12. Mentors and trains junior credit officers and analysts.
  13. Performs additional tasks as required.
Qualifications

Education and Experience
  • Bachelor's degree in a relevant field or equivalent combination of education and experience.
  • A minimum of five years of experience in commercial credit analysis or fleet/equipment leasing.
  • In-depth knowledge of traditional financial analysis.
Preferred Skills
  • Exceptional organizational, time management, and prioritization abilities to meet deadlines.
  • Strong verbal, written, and interpersonal communication skills, along with effective presentation capabilities.
  • A collaborative team player capable of thriving in a dynamic, multi-tasking environment.
  • Proficient in Microsoft Office applications, including Excel, PowerPoint, Word, and Outlook.
Diversity and Inclusion Statement

The organization is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status, or any other protected category.

Employment is contingent upon successfully passing a background check, which includes credit, criminal, education, and employment history.

  • Area Vice President

    3 days ago

    Morrisville, North Carolina, United States Arthur J. Gallagher & Co. Full time

    About the RoleThe Area Vice President - Producer is a key member of our sales team, responsible for driving business growth and developing strategic relationships with clients. This role requires a strong understanding of the insurance industry and the ability to communicate complex ideas to clients.Key ResponsibilitiesDevelop and execute sales strategies to...

  • Area Vice President

    5 days ago

    Morrisville, North Carolina, United States Gallagher Full time

    About the RoleThe Area Vice President - Producer will play a key role in driving business growth and expansion for Gallagher Benefit Services. This individual will be responsible for building and maintaining a strong network of clients and partners, leveraging the company's expertise in employee benefits and organizational wellbeing to deliver value-added...

  • Senior Credit Analyst

    3 days ago

    Morrisville, North Carolina, United States Bancorp Bank, The Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Analyst to join our team at Bancorp Bank, N.A. as a Commercial Credit Officer II. This role will be responsible for performing complex credit analysis and financial reviews of new and existing loan requests.Key ResponsibilitiesFinancial Analysis: Analyze financial statements on complex credit requests...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Morrisville, North Carolina, United States The Bancorp Full time

    Position Title: Senior Commercial Credit AnalystJob Overview:This role involves conducting intricate credit evaluations and financial assessments of both new and existing loan applications.Key Responsibilities:Credit Risk Assessment: Perform thorough analysis of financial documents related to complex credit applications to evaluate the level and quality of...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Morrisville, North Carolina, United States The Bancorp Full time

    Position Overview:The Senior Commercial Credit Analyst is responsible for conducting comprehensive credit evaluations and financial assessments of both new and existing loan applications.Key Responsibilities:Credit Analysis: Perform in-depth analysis of financial statements for complex credit requests to assess credit risk and repayment viability.Loan...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Morrisville, North Carolina, United States The Bancorp Full time

    Position Overview:The Senior Commercial Credit Analyst plays a pivotal role in conducting thorough credit evaluations and financial assessments for both new and existing loan applications.Key Responsibilities:Credit Analysis: Evaluate intricate financial documents related to credit applications to assess the associated risks and repayment potential.Loan...

  • Senior Commercial Credit Analyst

    3 days ago

    Morrisville, North Carolina, United States The Bancorp Bank, N.A. Full time

    Job SummaryThe Bancorp Bank, N.A. is seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit analysis team, you will be responsible for performing complex credit analysis and financial reviews of new and existing loan requests.Key ResponsibilitiesFinancial Analysis: Analyze financial statements on complex...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Morrisville, North Carolina, United States The Bancorp Full time

    Position Overview:The Senior Commercial Credit Analyst is responsible for conducting thorough credit evaluations and financial assessments of both new and existing loan applications.Key Responsibilities:Credit Analysis: Perform in-depth analysis of financial statements related to complex credit requests to evaluate credit risk and repayment viability.Loan...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Morrisville, North Carolina, United States The Ladders Full time

    Position Overview The role involves conducting intricate credit evaluations and financial assessments for both new and existing loan applications. Key ResponsibilitiesCore Duties Evaluates financial documents for complex credit applications to establish an initial judgment regarding the degree and quality of credit risk and repayment capability.Collaborates...

  • Regional Vice President of Sales, Healthcare Solutions

    2 weeks ago

    Morrisville, North Carolina, United States NantHealth Full time

    At NantHealth, we are in search of exceptional individuals who are passionate about collaboration and innovation, as well as committed to open-source principles. NantHealth is recognized as a leader in providing enterprise-grade network service monitoring solutions, utilized by numerous organizations daily. Our team members are vital in helping us fulfill...

  • Senior Vice President, Oncology Strategy

    2 weeks ago

    Morrisville, North Carolina, United States Thermo Fisher Scientific Full time

    Work Schedule Standard (Mon-Fri) Environmental Conditions Office Job Overview At Thermo Fisher Scientific, we empower our teams to engage in meaningful work that drives positive change globally. Join us in fulfilling our Mission - enabling our clients to enhance global health, safety, and environmental standards. We equip our professionals with the necessary...

  • Client Relations Manager

    1 week ago

    Morrisville, North Carolina, United States Mac Papers and Packaging, Full time

    Job OverviewThe role of the Client Relations Manager involves visiting client sites to develop tailored solutions and provide expert guidance on the full range of Mac Papers products. This position requires a focus on nurturing existing client relationships while actively seeking new sales opportunities through various channels such as networking, referrals,...

  • Client Relationship Manager

    2 weeks ago

    Morrisville, North Carolina, United States Mac Papers and Packaging, Full time

    Job OverviewThe role of the Account Manager encompasses visiting client sites to devise solutions, offer guidance, and facilitate the sale of a comprehensive range of Mac Papers products. The Account Manager is tasked with nurturing current business relationships while actively seeking new sales opportunities through various channels such as prospecting,...

  • Client Relationship Manager

    1 week ago

    Morrisville, North Carolina, United States Mac Papers and Packaging, Full time

    Job OverviewThe role of the Account Manager encompasses visiting client sites to devise tailored solutions, offering guidance and expertise in the sale of a comprehensive range of Mac Papers products. This position is pivotal in sustaining current business relationships while actively pursuing new sales opportunities through various channels such as...

  • President, Tecan Americas

    3 days ago

    Morrisville, North Carolina, United States Tecan Austria GmbH Full time

    About the RoleWe are seeking a highly experienced and skilled executive to lead our Tecan Americas team as President. This is a senior leadership position that requires a strong track record of driving sales growth and business expansion in the life sciences industry.Key ResponsibilitiesAccountable for the business performance of Tecan USA, including direct...

  • Clinical Operations Liaison

    2 weeks ago

    Morrisville, North Carolina, United States Affordable Care Full time

    Position Overview:JOB SUMMARYThe Clinical Operations Liaison serves as the primary communication conduit between practice operations and clinical teams, facilitating interactions with insurance, revenue cycle management, and training departments within the extensive healthcare services framework, reporting directly to the Senior Vice President of Insurance....

  • Clinical Operations Liaison

    2 weeks ago

    Morrisville, North Carolina, United States Affordable Care Full time

    Position Overview:JOB SUMMARYThe Clinical Operations Liaison serves as the primary communication conduit between practice operations and the clinical teams, ensuring effective collaboration with the insurance, revenue cycle management, and training divisions within the expansive healthcare services framework, reporting directly to the Senior Vice President...

  • Clinical Operations Liaison

    2 weeks ago

    Morrisville, North Carolina, United States Affordable Care Full time

    OverviewPOSITION SUMMARYThe Clinical Operations Liaison serves as the primary communication conduit between practice operations and clinical teams, facilitating interactions with insurance, revenue cycle management, and training departments within the extensive healthcare services framework, reporting directly to the Senior Vice President of Insurance. This...

  • Business Operations Specialist

    5 days ago

    Morrisville, North Carolina, United States Varonis Full time

    Job Title:Business Operations AnalystDepartment:Business OperationsLocation:RemoteSummaryAs a Business Operations Analyst at Varonis, you will play a critical role in helping the Sales organization drive growth, improve performance, and solve complex problems. You will use your business acumen to provide objective advice and expertise to help your team...

  • Global Business Strategist

    5 days ago

    Morrisville, North Carolina, United States Lenovo Full time

    About the RoleWe are seeking a highly ambitious and industry-experienced Ecommerce Strategy Manager to join our team at Lenovo. As a key member of our Global eCommerce business, you will be responsible for leading and shaping the strategic direction of our digital growth.Key ResponsibilitiesDevelop and implement strategic business analytics to understand...