Credit Risk Analyst

21 hours ago


Plano, Texas, United States Russell Tobin & Associates Full time

About the Role

Russell Tobin & Associates is seeking a skilled Credit Risk Analyst to join our Account Risk Management team. As a key member of our QuickBooks Capital Underwriting department, you will play a critical role in supporting our customers in their quest for funding to grow their business.

Key Responsibilities

  • Analyze commercial loan applications and other third-party data to determine credit worthiness and assess risk using our proprietary models.
  • Independently review and evaluate new and existing customers, determining the outcome of loan applications while adhering to Compliance and regulatory requirements.
  • Make outbound calls to customers to validate information when necessary and improve the Underwriting process, policy, and workflow.
  • Specialize in determining a business's or individual's credit worthiness, reviewing numerical figures, and assessing credit risk.
  • Aggregate and evaluate data related to credit and credit risk to support organizational decision-making and ensure approved accounts remain in good standing.

Requirements

  • A Bachelor's degree in mathematics, business, economics, or accounting.
  • Excellent communication skills with the ability to simply lay out the conclusions and reasons for each decision.
  • A financial background, knowledge of financial statement components, and a solid understanding of key risk drivers.
  • Comfortable operating in a fast-paced environment with strong analytical and problem-solving skills.
  • Working knowledge of Salesforce, Microsoft Office suites, and internal system tools.
  • 1-2 years of experience in small business or commercial underwriting.
  • Empathy and understanding of the small business owner and their finances.

What We Offer

Russell Tobin & Associates offers a comprehensive benefits package, including healthcare coverage, retirement savings, life and disability insurance, and employee assistance programs.



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