Senior Credit Officer

1 week ago


Charlotte, North Carolina, United States HomeTrust Bank Full time
Senior Credit Officer

HomeTrust Bank is seeking a seasoned Commercial Credit Risk Manager to join our team. As a Senior Credit Officer, you will play a critical role in meeting the bank's loan growth objectives while maintaining a strong risk culture.

Key Responsibilities:
  • Make informed decisions on commercial banking credits and advance credits, leveraging your expertise to mitigate risk and drive business growth.
  • Collaborate with the Chief Credit Officer, Director of Commercial Credit, and Portfolio Managers to optimize the credit process and ensure alignment with the bank's risk appetite.
  • Develop strong relationships with Relationship Managers to drive business growth and provide guidance on risk management best practices.
  • Conduct thorough risk assessments of commercial loan requests, analyzing the borrower's business, management, industry, and financial condition.
  • Provide mentorship and guidance to credit support personnel and Relationship Managers on risk management and credit analysis.
Requirements:
  • Bachelor's degree in business, finance, or a related field.
  • At least 15 years of banking experience, with 10+ years in commercial credit underwriting and signature loan approval experience.
  • Excellent interpersonal, communication, and listening skills.
  • Strong credit skills across all areas of commercial lending, including commercial real estate, construction loans, letter of credit issuances, and other fund accounting-related credit requests.
About HomeTrust Bank:

HomeTrust Bank is a community-focused financial institution committed to providing value-added community banking through online and mobile channels. We operate in multiple locations across Virginia, North Carolina, South Carolina, Tennessee, and Georgia.

Work Environment:

This role operates in a professional office environment, requiring frequent communication and exchange of accurate information with colleagues.



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