Lead Credit Risk Officer
1 month ago
About this role:
As a part of Wells Fargo's second line of defense, the Independent Risk Management (IRM) team covers jobs which lead the design and management of a highly targeted independent credit review (oversight) capability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulation. May include jobs which approve and provide challenge to line of business credit products, programs, transactions, and policies, and participate in acquisition due diligence.
We are seeking highly motivated credit professionals to enable the rationalization and maintenance of Wholesale (WHSL) credit policies, while:
- Supporting line of business credit risk governance.
- Complying with the Policy Management Policy.
- Ensuring a consistent credit risk profile.
- Ensuring credit professionals can easily understand and follow the requirements.
We are seeking candidates with .
- Solid understanding of WHSL credit underwriting, monitoring and approval responsibilities, across multiple lines of business/lending types.
- Advanced ability to communicate both orally and in writing to multiple constituents.
In this role, you will:
Rationalization- Lead Roundtables, and serve as a subject matter expert, on specific lending topics.
- Understand, and clearly communicate, complex WHSL credit concepts.
- Build consensus for final approach on the topic.
- Write credit policies, with moderate oversight, so that it:
- Aligns with regulatory expectations.
- Appropriately represents the bank's risk appetite.
- Is clearly understood by all stakeholders (Credit Professionals and third parties).
- Adheres to the Policy Management Policy.
- Present policy topics to Group Senior Credit Officers (GSCOs) and Business-Aligned Chief Risk Officers to build consensus for WHSL Credit Policies.
- Identify Legacy content for appropriate disposition, and coordinate with Legacy content owners so implement new framework.
- Ensure proactive management of existing credit policies, procedures, and supporting documents.
- Address needed Risk Governance edits within policies.
- Adherence to the Policy Management Policy.
- Identify improvement opportunities within policy, procedure, and surveillance.
- Ensure resolution of matters requiring attention from third party stakeholders.
- Provide accurate and timely answers to credit policy inquiries, from credit professionals and other stakeholders.
- Effective communication and partnership skills.
- Write, and seek approval of, Compliance Summaries.
- Coordinate IRM Credit feedback for nCino programming (system of origination).
- Regulatory requirement compliance/mapping to Credit Policy.
Required Qualifications:
- 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications:
- Experience in reviewing and analyzing complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture.
- Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
- Experience in collaborating and consulting with peers, colleagues, and managers to resolve issues and achieve goals.
- Experience in collaborating with other business areas for oversight of risk management.
- Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics.
- Experience in interacting with internal and external customers.
- Ability to receive direction from leaders.
Posting Locations:
- 401 S. Tryon Street, Charlotte, North Carolina
- 800 Jordan Creek Parkway, West Des Moines, Iowa
- 600 S. 4th St, Minneapolis, Minneapolis
- 114 N. Beaumont Street, Saint Louis, Missouri
- 250 E. John Carpenter Freeway, Irving, Texas
- 1150 W. Washington Street, Tempe, Arizona
Job Expectations:
- Ability to work at one of the approved locations in the job posting.
- This position offers a hybrid work schedule.
Posting End Date:
2 Aug 2024
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Company: WELLS FARGO BANK
Req Number: R
Updated: Tue Jul 30 02:14:11 UTC 2024
Location: CHARLOTTE,North Carolina
-
Lead Credit Risk Officer
2 months ago
Charlotte, North Carolina, United States WELLS FARGO Full timeAbout this role: Wells Fargo is seeking a Lead Credit Risk Officer within Home Lending Servicing Risk (HLSR), a part of the Home Lending Chief Risk Office (CRO) team. Learn more about the career areas and lines of business at . The Lead Credit Risk Officer is responsible for providing risk oversight of Home Lending Servicing, with a focus on the areas of...
-
Credit Risk Officer II
2 days ago
Charlotte, North Carolina, United States Truist Full timeJob DescriptionJob Summary:The Credit Risk Officer II will play a critical role in supporting wholesale credit risk through individual assignments in Portfolio Risk Monitoring, Issues Management, training and communications, as well as providing effective leadership within the team and/or to a team of direct reports.Key Responsibilities:Identify and analyze...
-
Senior Lead Credit Risk
2 months ago
Charlotte, North Carolina, United States WELLS FARGO Full timeAbout this role: Wells Fargo is seeking a Senior Lead Credit Risk & Approval Officer within the Investment Portfolio (IP)/Treasury Credit and Counterparty Credit Risk team. This position is part of Wells Fargo's second line of defense and is within Finance Risk Management, reporting to the Group Senior Credit Officer. The position covers credit risk...
-
Lead Credit Risk Officer/Personal Lending
2 months ago
Charlotte, North Carolina, United States WELLS FARGO Full timeAbout this role: The Personal Lending CRO Loss Forecasting and Analytics group is looking for an experienced Lead Credit Risk Officer to lead portfolio analytics and risk appetite across Personal Lending. Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process...
-
Credit Risk Administration Manager
2 months ago
Charlotte, North Carolina, United States Truist Financial Corporation Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...
-
Credit Risk Administration Manager
1 month ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...
-
Credit Risk Analyst
15 hours ago
Charlotte, North Carolina, United States First Horizon Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a Credit Risk Analyst, you will play a critical role in assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition Title: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, the Credit Risk Analyst III utilizes extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small...
-
Senior Credit Risk Analyst
7 days ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Senior Credit Risk AnalystLocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, the Senior Credit Risk Analyst leverages extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative analyses of retail and small business...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Senior Credit Risk AnalystLocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, this role leverages extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. The...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States Johnny III Trucking Inc. Full timePosition OverviewIf you are selected for this role, you will be working with Johnny III Trucking Inc. The RoleWith a focus on retail and small business portfolios, this position requires a deep understanding of both quantitative and qualitative risk assessments. You will be responsible for designing, preparing, and disseminating risk analysis reports while...
-
Senior Credit Risk Specialist
1 month ago
Charlotte, North Carolina, United States WELLS FARGO Full timeAbout this role: Wells Fargo is seeking a Senior Credit Risk Specialist within the company's Corporate Risk group. Corporate Risk is the company's second line of defense for risk management. Learn more about the career areas and lines of business at . The Senior Credit Risk Specialist role will be part of the Home Lending Servicing Risk (HLSR) team and will...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsWe are seeking a highly skilled Credit Risk Analyst III who will operate under limited supervision, leveraging extensive knowledge and expertise acquired through formal education and professional experience to conduct both quantitative and qualitative analyses...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, leverage extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. Responsible for...
-
Corporate Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States U.S. Bank Full timeJoin U.S. Bank in a fulfilling role that empowers customers and businesses to make informed financial choices. We recognize the distinct potential of every individual and provide a variety of opportunities for personal and professional development at every stage of your career.Position Overview:Conduct independent evaluations and ongoing monitoring of credit...
-
Credit Risk Management Specialist
2 weeks ago
Charlotte, North Carolina, United States U.S. Bank Full timeEmbark on a fulfilling career with U.S. Bank, where we empower our clients and businesses to make informed financial choices. We recognize the distinct capabilities of every individual and provide a plethora of opportunities for professional development at every stage of your career.Position Overview:Conduct independent evaluations and oversight of credit...
-
Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States SoFi Full timeEmployee Applicant Privacy NoticeWho we are:At SoFi, we are dedicated to reshaping the financial landscape for our members. Our innovative, mobile-first technology empowers millions to achieve their financial aspirations. As a next-generation financial services provider and national bank, we are at the forefront of an industry undergoing significant...
-
Credit Risk Quality Specialist
2 weeks ago
Charlotte, North Carolina, United States Canon Recruiting Group Full timeJob OverviewPOSITION: Credit Quality AnalystEMPLOYMENT TYPE: Full-timeLOCATION: RemoteSCHEDULE: Monday to FridaySALARY RANGE: Competitive(Compensation may vary based on skills, experience, and market factors.)ROLE SUMMARY:As a Credit Quality Analyst, your primary responsibility will be to identify and report quality assurance issues in a timely manner,...
-
Credit Risk Quality Analyst
2 weeks ago
Charlotte, North Carolina, United States Canon Recruiting Group Full timeJob OverviewTraining will be conducted onsite, followed by a hybrid work schedule of three days in the office and two days remote.POSITION: Credit Risk Quality AnalystEMPLOYMENT TYPE: Full-timeLOCATION: Charlotte, NCSCHEDULE: Flexible hours, overtime eligible as requiredSALARY RANGE: Competitive hourly rate(Compensation may vary based on skills, experience,...
-
Senior Credit Risk Manager
4 days ago
Charlotte, North Carolina, United States Bank of America Full timeJob SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our Global Markets Credit team at Bank of America. As a key member of our team, you will be responsible for analyzing and evaluating credit risk associated with structured financing transactions and counterparty risk.Key ResponsibilitiesAssist in the credit underwriting and ongoing...