Senior Credit Risk Analyst

2 weeks ago


Charlotte, North Carolina, United States INSPYR Solutions Full time

Position: Senior Credit Risk Analyst

Location: Remote

Compensation: $50.00-$56.00/hour

Duration: 7+ months

Overview:
Under limited supervision, this role leverages extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. The analyst will be responsible for designing, preparing, and disseminating risk reports, while ensuring compliance with established exposure limits through various credit risk analyses. This position requires independent work on complex assignments that are broad in scope.

Key Responsibilities:

  • Generate and distribute daily, weekly, monthly, and quarterly credit risk reports.
  • Collect and verify data for accuracy.
  • Assist in the design, development, and testing of credit risk reporting tools.
  • Facilitate collaboration between Risk Management and business units to address exception/exposure items and prepare responses for senior management inquiries.
  • Develop comprehensive solutions to complex risk measurement and reporting challenges.
  • Provide insightful analysis and commentary on significant credit exposure and concentration issues.
  • Evaluate business processes, procedures, and information requirements to identify and resolve issues, enhancing workflow and efficiency.
  • Calculate risk using industry-standard models, potential future exposures, and stress testing methodologies.
  • Perform additional duties as assigned.

Knowledge, Skills, and Abilities:
  • Understanding of credit risk management principles and retail banking operations.
  • Proficient in data analysis.
  • Strong critical thinking, problem-solving, and creative skills.
  • Effective communication skills, both verbal and written, across all organizational levels.
  • Proficient in standard office equipment and software applications for producing correspondence, reports, spreadsheets, and databases.

Technical Proficiencies:
  • Familiarity with SQL, Python, Oracle, Tableau, Snowflake, and Microsoft Office.

Qualifications:
  • Bachelor's Degree with a minimum of two years of relevant experience in financial services, or an equivalent combination of education and experience.
  • No specific licenses or certifications required.

Benefits:
  • Comprehensive medical benefits
  • Competitive pay and 401(k)
  • Retirement plan
  • Additional benefits available

About INSPYR Solutions:
At INSPYR Solutions, we prioritize technology and quality in our services. As a national leader in providing flexible technology and talent solutions, we align our industry and technical expertise with our clients' business objectives and cultural needs. Our tailored solutions encompass a wide range of professional services, projects, and talent solutions. We are committed to excellence and focus on the human aspect of our business, ensuring that we connect the right solutions with the right opportunities.

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