Credit Risk Officer II

5 days ago

Charlotte, North Carolina, United States Truist Full time
Job Description

Job Summary:

The Credit Risk Officer II will play a critical role in supporting wholesale credit risk through individual assignments in Portfolio Risk Monitoring, Issues Management, training and communications, as well as providing effective leadership within the team and/or to a team of direct reports.

Key Responsibilities:

  • Identify and analyze trends in portfolio risk, through interaction with Commercial/CIG and Credit Risk Teammates and assignments
  • Develop and implement training and/or communication related to credit risk initiatives such as changes in policy, procedures, and processes; directly, and indirectly through the management of a team of portfolio risk officers
  • Provide leadership and prioritization for initiatives assigned to the team and/or direct reports; provide ongoing feedback and coaching to team members to encourage technical and interpersonal skill development that will enhance opportunity for career progression
  • Establish and maintain strong working relationships with key line of business partners to successfully lead, participate in working groups, or collaboratively manage initiatives to improve and ensure successful execution of Commercial/CIG Credit Delivery and Credit Risk processes, including in-depth analysis of issues and requirements, business process design and documentation, system and technical solutions, assessment of impacts across internal departments and functions, and change management strategies
  • Serve as a subject-matter expert for wholesale credit risk processes to support Commercial/CIG and Credit Risk Teammates through change management, and ongoing once changes have been implemented, with ability to evaluate and solve for impacts caused by system or regulatory changes
  • Effectively communicate with all levels of the organization from informing leadership and stakeholders on portfolio risk monitoring trends and wholesale credit risk training initiatives, to educating impacted teammates on forthcoming implementations
  • Management of the various reporting, governance, and risk oversight activities for wholesale credit risk leadership (e.g. Archer and Issues Management, Business Impact Analysis, SharePoint management)
  • Ensure individual and/or team assignments are properly documented, tracked and reported as necessary. Identify and escalate potential risk to timeline and/or completion, and assist team with determining appropriate steps to ensure success

Requirements:

  • Bachelor's degree in Business, Economics or Accounting, or equivalent education and related training
  • Ten years of banking experience in various commercial roles, or related experience
  • Demonstrated ability to handle multiple priorities under time constraints
  • Comprehensive knowledge of business credit underwriting and processes
  • Experience interacting with Senior Leadership
  • Strong leadership skills, demonstrated by either direct or indirect leadership
  • Excellent independent thinking and decision-making skills
  • Excellent organizational, interpersonal, critical thinking, communication, and facilitation skills
  • Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Preferred Qualifications:

  • Completion of an MBA, Graduate School of Banking, or formal bank training program
  • Completion of Leadership Training Program and/or certification
  • Lean Six Sigma Certification
  • Strong understanding of the Truist Credit Culture
  • Familiarity with Truist standard software packages

Benefits:

Truist offers a comprehensive benefits package to eligible employees, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Equal Employment Opportunity:

Truist is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law.

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