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Senior Credit Analyst

2 months ago

Charlotte, North Carolina, United States City National Bank Full time
Job Description

**Job Title:** Senior Credit Analyst

**Job Summary:**

We are seeking a highly skilled Senior Credit Analyst to join our team at City National Bank. As a Senior Credit Analyst, you will be responsible for analyzing loan requests, evaluating creditworthiness, and providing recommendations to our clients.

Key Responsibilities:

  • Loan Analysis: Review loan requests, financial statements, and credit reports to assess creditworthiness and make recommendations to our clients.
  • Credit Evaluation: Evaluate creditworthiness of borrowers, including their financial history, credit score, and other relevant factors.
  • Recommendations: Provide recommendations to our clients on loan terms, interest rates, and other credit-related matters.
  • Collaboration: Work closely with our clients, relationship managers, and other stakeholders to ensure that our clients receive the best possible credit solutions.
  • Problem-Solving: Identify and resolve credit-related issues, including delinquencies, defaults, and other credit-related problems.
  • Knowledge Management: Stay up-to-date on industry trends, credit policies, and regulatory requirements to ensure that our clients receive the best possible credit solutions.

Requirements:

  • Education: Bachelor's degree in Business Administration or a related field.
  • Experience: Minimum 5 years of experience in credit analysis, loan underwriting, or a related field.
  • Skills: Strong analytical and problem-solving skills, excellent communication and interpersonal skills, and the ability to work in a fast-paced environment.

What We Offer:

  • Competitive Salary: $82.86 per hour.
  • Bonus and Commissions: Eligible for bonus and/or commissions.
  • Benefits and Perks: Comprehensive benefits package, including medical, dental, and vision insurance, 401(k) plan, and other perks.