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VP - Relationship Manager II
2 months ago
Job Summary
We are seeking a highly skilled and experienced VP - Relationship Manager II to join our team at Provident Bank. As a key member of our commercial lending team, you will be responsible for originating, evaluating, and structuring complex loan requests and transactions.
Key Responsibilities
- Solicit and develop new business opportunities with existing and potential customers, promoting profitable growth of the loan portfolio and maximum customer responsiveness.
- Oversee the preparation of loan presentations, including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
- Assess lending risks, identify offsetting mitigants, and make recommendations on loan structure, demonstrating sound credit judgment.
- Establish and promote customer and community relationships, cross-sell other Bank products and services, and maintain awareness of market conditions and competition.
- Manage all aspects of assigned loan portfolio, emphasizing covenant and bank policy compliance, credit quality, and delinquency control.
- Facilitate closing of loan transactions with strict compliance with approved terms and conditions.
Requirements
- Comprehensive loan analysis experience.
- Comprehensive financial analysis experience.
- Comprehensive knowledge of underwriting techniques.
- Proven new business track record.
- Strong oral, written, and communication and management skills.
- Proficient with software programs (Microsoft Word, Excel, and Argus).
Education and Experience
Bachelor's degree required in Accounting, Finance, or Business Administration. 5 to 10 years of experience in commercial lending or a related field.
Benefits
- Medical/Dental/Vision Insurance.
- Flexible Savings Account.
- 401(k).
- Tuition Disbursement and Reimbursement.
- College Loan Pay Down Program.
Work Environment
Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations.
Equal Opportunity Employer
Provident Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation, or any other applicable status protected by state or local law.