VP - CRE Relationship Manager I

4 weeks ago


Plymouth Meeting, Pennsylvania, United States Provident Bank Full time
Job Title: VP - CRE Relationship Manager I

Under the guidance of senior lenders, this role is responsible for originating, evaluating, and structuring complex loan requests and transactions. Key responsibilities include portfolio management, cross-selling Bank products and services, and increasing the Bank's visibility in the marketplace.

Key Responsibilities:
  • Solicit credit-worthy customers to develop new business and retain existing business within Bank policies and procedures.
  • Prepare loan presentations, including detailed financial analysis and assessment of borrower financial capacity and creditworthiness.
  • Assess lending risks, identify offsetting mitigants, and make recommendations on loan structure, demonstrating sound credit judgment.
  • Establish and promote customer and community relationships, cross-sell Bank products and services, and maintain awareness of market conditions and competition.
  • Manage assigned loan portfolios, emphasizing covenant and bank policy compliance, credit quality, and delinquency control.
  • Closing loan transactions with strict compliance with approved terms and conditions.
Requirements:
  • Comprehensive loan analysis experience.
  • Comprehensive financial analysis experience.
  • Comprehensive knowledge of underwriting techniques.
  • Proven new business track record.
  • Strong oral, written, and communication and management skills.
  • Proficient with software programs (Microsoft Word, Excel, and Argus).
Education and Experience:
  • Bachelor's degree in Accounting, Finance, or Business Administration.
  • 3-5 years of related experience within the financial industry.
Working Conditions:

Prolonged sitting, lifting from 5 to 10 lbs, occasional bending or overhead lifting. Work is performed in a normal office environment with moderate noise levels. May involve travel to customers and property locations.



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