VP - CRE Relationship Manager I
4 weeks ago
Under the guidance of senior lenders, this role is responsible for originating, evaluating, and structuring complex loan requests and transactions. Key responsibilities include portfolio management, cross-selling Bank products and services, and increasing the Bank's visibility in the marketplace.
Key Responsibilities:- Solicit credit-worthy customers to develop new business and retain existing business within Bank policies and procedures.
- Prepare loan presentations, including detailed financial analysis and assessment of borrower financial capacity and creditworthiness.
- Assess lending risks, identify offsetting mitigants, and make recommendations on loan structure, demonstrating sound credit judgment.
- Establish and promote customer and community relationships, cross-sell Bank products and services, and maintain awareness of market conditions and competition.
- Manage assigned loan portfolios, emphasizing covenant and bank policy compliance, credit quality, and delinquency control.
- Closing loan transactions with strict compliance with approved terms and conditions.
- Comprehensive loan analysis experience.
- Comprehensive financial analysis experience.
- Comprehensive knowledge of underwriting techniques.
- Proven new business track record.
- Strong oral, written, and communication and management skills.
- Proficient with software programs (Microsoft Word, Excel, and Argus).
- Bachelor's degree in Accounting, Finance, or Business Administration.
- 3-5 years of related experience within the financial industry.
Prolonged sitting, lifting from 5 to 10 lbs, occasional bending or overhead lifting. Work is performed in a normal office environment with moderate noise levels. May involve travel to customers and property locations.
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