Residential Mortgage Specialist

2 weeks ago


Middletown, Connecticut, United States Liberty Bank (Connecticut) Full time

Location: Connecticut

Company Overview: At Liberty Bank, we are dedicated to fostering an inclusive environment that promotes Diversity, Equity, and Inclusion (DE&I) across all aspects of our operations. Our commitment to these principles enhances our ability to serve our communities effectively.

Job Summary:
The individual in this role will report directly to the Loan Originations Manager and will be tasked with the solicitation and origination of residential mortgage loans.

Key Responsibilities:
1. Actively solicit and originate both conventional and government-backed residential mortgages.
2. Promote mortgage programs and bank services to real estate professionals, builders, and other referral sources.
3. Develop an annual sales strategy that identifies key accounts and prospective clients.
4. Conduct regular sales outreach to maintain and grow business relationships.
5. Collaborate with community banking offices and loan support teams to ensure effective communication regarding product updates and policy changes.
6. Provide mortgage solutions to underserved communities and individuals.

Customer Engagement:
1. Counsel potential borrowers on suitable mortgage options based on their financial profiles.
2. Prequalify applicants by analyzing income, debt, and credit history.
3. Manage the loan application process from initiation to closing, ensuring clear communication with all parties involved.

Market Awareness:
Stay informed about industry trends and competitor activities to enhance service offerings.

Additional Responsibilities:
1. Identify opportunities for cross-selling bank products and services.
2. Ensure compliance with all relevant regulations and internal policies.

Qualifications:
1. High school diploma or equivalent; further education preferred.
2. Familiarity with conventional and government loan programs.
3. Minimum of two years of sales experience in a related field.
4. Proficient computer skills.

Physical Requirements:
Ability to use standard office equipment and travel as necessary.

Commitment to Diversity:
Liberty Bank is an Equal Opportunity Employer, committed to creating a diverse and inclusive workplace. We encourage applications from all qualified individuals.



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