Business Finance Analyst

2 weeks ago


Tempe, Arizona, United States BMO Financial Group Full time

Role Overview:

The Financial Credit Analyst plays a crucial role in evaluating and interpreting various credit data to assist in lending decisions and processes for the bank. This position is dedicated to fostering a client-centric environment that not only meets but exceeds customer expectations.

Key Responsibilities:

  • Make informed credit decisions and recommendations in line with established credit-granting principles and compliance with Bank Policies & Procedures.
  • Act with urgency, efficiency, and independence, ensuring client satisfaction is prioritized.
  • Engage in targeted outreach and manage pipelines effectively.
  • Provide strategic advice and support to assigned business units on the implementation of financial solutions.
  • Analyze complex problems, leveraging data to offer insights and actionable recommendations.
  • Conduct comprehensive assessments of client capital and credit risk.
  • Deliver precise financial evaluations and risk assessments for both new and existing clients.
  • Collaborate with internal teams to gather accurate and detailed client information.
  • Develop credit assessments to facilitate lending decisions regarding new, renewal, and extension loans.
  • Assist in negotiating terms and conditions through direct communication with clients.
  • Prepare summaries and present findings regarding creditworthiness.
  • Mitigate risk exposure by adhering to internal credit policies and procedures during lending decisions.
  • Contribute to the planning and execution of operational programs.
  • Build and maintain effective relationships with both internal and external stakeholders.
  • Focus may be directed towards specific business units or groups.
  • Innovate and propose creative solutions to enhance processes.
  • Utilize sound judgment to identify, diagnose, and resolve issues within established guidelines.
  • Work autonomously while being open to broader responsibilities as required.

Qualifications:

  • Typically requires 3-5 years of relevant experience along with a post-secondary degree in a related field or an equivalent combination of education and experience.
  • 3-5 years of prior experience in Commercial Loan and Credit analysis is essential.
  • Possess in-depth functional knowledge and a broad understanding of business operations.
  • Demonstrate strong analytical capabilities and exceptional quantitative analysis skills.
  • Exhibit highly developed written and verbal communication skills.
  • Show proficiency in Microsoft Office applications and internet tools.
  • Possess strong interpersonal abilities.
  • Ability to operate with minimal supervision.
  • Basic understanding of risk management principles.
  • Capacity to learn and adapt swiftly to new challenges.
  • Excellent ability to independently manage and proactively service multiple clients.
  • Possess specialized knowledge gained through education and/or professional experience.
  • Demonstrate in-depth verbal and written communication skills.
  • Exhibit strong collaboration and teamwork abilities.
  • Possess advanced analytical and problem-solving skills.
  • Demonstrate strong influencing skills.

Compensation:

The salary range for this position is between $52,000 and $98,400.00, with the pay type being salaried. The compensation package may vary based on factors such as location, skills, experience, education, and qualifications for the role. It may also include performance-based incentives and discretionary bonuses, along with additional benefits.

Company Commitment:

BMO Financial Group is dedicated to fostering an inclusive, equitable, and accessible workplace. We believe that learning from each other's differences strengthens our organization. BMO is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to any characteristic protected by law. Accommodations are available upon request for candidates participating in all aspects of the selection process.



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