Retail Mortgage Loan Originator

5 days ago

Annapolis, Maryland, United States Truist Full time
Job Summary

We are seeking a highly motivated and experienced Mortgage Sales Professional to join our team at Truist. As a Retail Mortgage Loan Originator, you will be responsible for selling and marketing Truist Mortgage Loan products within bank policies and procedures.

Key Responsibilities
  • Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
  • Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investors guidelines utilized by Truist.
  • Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
  • Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
  • Consistently execute on Truists referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
  • Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.
Requirements
  • 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types.
  • Good organizational, written and verbal communication skills.
  • Possesses solid interpersonal and negotiation skills.
  • Demonstrated proficiency in relevant computer applications.
  • Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check.
Preferred Qualifications
  • Bachelors degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.
  • Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
  • Previous sales awards and leadership positions.
Working Conditions

This role requires sitting, standing, walking, bending, and lifting up to 25 lbs. The ability to access and interpret client information received from the computer and to hear and speak with individuals in person and on the phone is also required.

Benefits

Truist offers a comprehensive benefits package to eligible employees, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive no less than 10 days of vacation and 10 sick days during their first year of employment, along with paid holidays.

Equal Employment Opportunity

Truist is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law.

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