Mortgage Loan Specialist

2 weeks ago


Knoxville, Tennessee, United States UT Federal Credit Union Full time
Job Overview

Position: Mortgage Processor/Closer/Funder

Location: Corporate Headquarters

SUMMARY: The Mortgage Loan Processor is responsible for managing the processing and related tasks of mortgage applications. This role includes delivering exceptional member services, handling loan applications, ensuring adherence to regulatory standards, and supervising closing, funding, and post-closing processes.

KEY RESPONSIBILITIES:

  • Deliver outstanding member service through effective communication
  • Process a variety of loan applications
  • Ensure accuracy in loan setup and documentation
  • Prepare necessary closing documents and packages
  • Manage post-closing activities

REQUIRED QUALIFICATIONS:

  • Positive demeanor and adaptability
  • Strong organizational and problem-solving abilities
  • Familiarity with financial products and services
  • Excellent verbal and written communication skills
  • Proficiency in computer applications

PERFORMANCE EXPECTATIONS:

Successful candidates will demonstrate patience, precision, and the capacity to thrive in a fast-paced environment. Meeting deadlines, displaying cooperative behavior, and complying with regulations are essential.

EDUCATIONAL BACKGROUND:

An Associate's degree along with relevant experience in mortgage lending or a comparable combination of education and experience is required.

LANGUAGE PROFICIENCY:

Ability to read and interpret documents, compose correspondence, and present information clearly.

MATH SKILLS:

Capability to perform basic mathematical calculations.

ANALYTICAL SKILLS:

Ability to identify problems, gather data, and draw logical conclusions.

CERTIFICATIONS:

Notary public certification or the ability to obtain one.

ADDITIONAL SKILLS:

  • Ability to operate standard office equipment
  • Understanding of financial institutions and FCRA regulations

PHYSICAL REQUIREMENTS:

Ability to sit for extended periods, use hands, and lift up to 30 lbs.

WORK ENVIRONMENT:

Moderate noise levels are expected.

MENTAL REQUIREMENTS:

Problem-solving skills, sound judgment, and patience are essential.

A background check is required for employment.



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