Credit Risk Analyst

6 days ago


Manchester, New Hampshire, United States Beneficial Talent Source Full time
Job Description

As a Credit Risk Analyst at Beneficial Talent Source, you will be responsible for assessing the creditworthiness of individuals and businesses seeking loans or credit lines. You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide recommendations regarding credit decisions. You will also review existing loans for financial performance and compliance with covenants and reassess risk ratings.

Key Responsibilities:
  • Financial Statement Analysis: Spread, review, and analyze financial statements, credit reports, collateral evaluations, and other relevant financial information of prospective borrowers. Prepare and underwrite credit presentations for recommendation.
  • Credit Risk Evaluation: Receive direction from the Credit Manager as to reviewing new loan deal packages. Evaluate the risk associated with extending credit to individuals or businesses based on factors such as income, debt levels, payment history, and market conditions.
  • Compliance and Regulatory: Ensure compliance with company credit policies and procedures when evaluating credit applications.
  • Portfolio Monitoring: Monitor the performance of existing credits, evaluate financial performance and covenant compliance, identify potential risks, and recommend appropriate actions per policy.
  • Industry Knowledge: Stay informed about industry trends, economic indicators, and regulatory changes that may impact credit risk.
  • SBA Underwriting: SBA underwriting or assistance with SBA programs or SBA packaging as LSP.
  • Additional Responsibilities: Perform other duties as assigned.
Qualifications:
  • Education: Bachelor's degree in finance, accounting, economics, a related field, or equivalent related experience.
  • Experience: Previous experience in credit analysis, financial analysis, or risk management.
  • Skills: Strong analytical skills with the ability to interpret financial data, lease agreements, and other contract documents. Knowledge of financial markets, accounting principles, and credit risk assessment techniques. Excellent communication and interpersonal skills. Attention to detail and ability to work independently. Familiarity with regulatory requirements and industry best practices in credit risk management preferred.
  • Software Proficiency: Proficiency in Microsoft Office applications Outlook, Teams, Excel, Word, PowerPoint. Preferred 2+ years commercial credit analysis experience. Preferred familiarity with Baker Hill, Abrigo or other LOS software.


  • Manchester, New Hampshire, United States GFA Federal Credit Union Full time

    GFA Federal Credit Union is seeking a Lead Retail Experience Consultant dedicated to fostering robust financial connections with our members.In this pivotal role, the ideal candidate will cultivate new member relationships while enhancing existing ones by proactively presenting GFA products and delivering exceptional member service.Key...


  • Manchester, New Hampshire, United States The RiverStone Group Full time

    Senior Claims Analyst, General LiabilityFlexible Remote and Hybrid Work Options AvailableAbout Us At The RiverStone Group, we pride ourselves on being a premier third-party claims administrator. Our mission is to deliver exceptional service within the insurance sector, managing a diverse range of claims while providing innovative solutions tailored to our...


  • Manchester, New Hampshire, United States R&D Partners Full time

    Are you ready to advance your career in the Scientific sector? Discover the diverse job opportunities available and embark on a journey of innovation and significance. The Scientific field is at the forefront of transformative research and advanced technology, providing exceptional prospects for personal and professional development. Envision yourself...


  • Manchester, New Hampshire, United States R&D Partners Full time

    Are you ready to advance your career in the Scientific sector? Discover our job openings and immerse yourself in a realm of innovation and influence. The Scientific field presents extraordinary opportunities for personal and professional development. Envision yourself playing a role in transformative research, impacting society, and experiencing job...


  • Manchester, New Hampshire, United States The RiverStone Group Full time

    Job Title Senior D&O Claims Analyst Location Hybrid or Remote Overview As a pivotal member of the Management & Professional Liability team, the Senior D&O Claims Analyst is tasked with the comprehensive management of claims associated with Directors' & Officers' (D&O) liability insurance for Public, Private, and Not-For-Profit entities. This role involves...


  • Manchester, New Hampshire, United States Impact Fire Services Full time

    Job SummaryAs a key member of the Impact Fire Services team, the Administration Collector Specialist will play a crucial role in recovering revenue due in an efficient and effective manner. This role requires effective communication skills, the ability to influence and work with a committed sense of urgency.Key ResponsibilitiesCall overdue accounts for...


  • Manchester, New Hampshire, United States FIRST Full time

    QualificationsApplicants must possess authorization to work for any employer in the U.S. Sponsorship for an employment Visa is not available at this time.Essential Skills and Experience:Strong analytical and problem-solving capabilities.Bachelor's degree in a relevant field with a minimum of 5 years of directly related experience.Advanced proficiency in...


  • Manchester, New Hampshire, United States HarborOne Mortgage LLC Full time

    Job OverviewHarborOne Mortgage LLC is seeking to enhance its sales force across various markets. We are particularly interested in candidates who are bilingual and eager to become part of a dynamic and competitive mortgage team.About HarborOne Mortgage:Founded in 1917, HarborOne Bank has a rich history of serving customers and communities for over a century....


  • Manchester, New Hampshire, United States HarborOne Mortgage LLC Full time

    Position OverviewHarborOne Mortgage LLC is seeking to enhance its sales force across various markets. We are particularly interested in candidates who are bilingual and eager to be part of a dynamic and competitive mortgage team.About HarborOne Mortgage:Founded in 1917, HarborOne Bank has a long-standing tradition of serving the financial needs of our...


  • Manchester, New Hampshire, United States subcom Full time

    Are you seeking a role with significant growth opportunities in a dynamic and collaborative setting? Connecting Continents. Impacting Communities. The foundation of global connectivity relies on advanced subsea fiber optic cables, and SubCom has been a leader in deploying these essential networks. Our dedicated team ensures that data communication...


  • Manchester, New Hampshire, United States subcom Full time

    Are you seeking a role with significant growth opportunities? Do you thrive in a dynamic, collaborative atmosphere? Are you eager to contribute to the world's leading companies in enhancing global connectivity? Connecting Continents. Impacting Communities. The foundation of the Internet consists of advanced subsea fiber optic cables installed globally...


  • Manchester, New Hampshire, United States subcom Full time

    Are you ready to embark on a rewarding career path with significant growth opportunities? Do you thrive in a dynamic, collaborative atmosphere? Are you eager to contribute to innovative projects that enhance global connectivity? Connecting Continents. Impacting Communities. The foundation of the Internet consists of advanced subsea fiber optic cables...


  • Manchester, New Hampshire, United States FrankCrum Full time

    Job DescriptionFrankCrum is a Professional Employer Organization (PEO) based in Clearwater, Florida, serving over 4,000 businesses with a full range of HR services, including payroll, employee benefits, HR consulting services, and workers' compensation insurance.The Role You'll Play to Create SuccessWe are seeking a full-time Broker Manager to promote...

  • Intelligence Analyst

    3 months ago


    Manchester, United States U.S. Army Part time

    INTELLIGENCE ANALYST (Part Time)          Overview:As an Intelligence Analyst, you’ll be responsible for providing the Army with crucial and reliable information about enemy forces and potential areas of conflict. You’ll analyze, assess, process, and distribute tactical intelligence, as well as create, document, organize, and cross-reference...

  • Intelligence Analyst

    3 months ago


    Manchester, United States U.S. Army Full time

    INTELLIGENCE ANALYST (Part Time)          Overview:As an Intelligence Analyst, you’ll be responsible for providing the Army with crucial and reliable information about enemy forces and potential areas of conflict. You’ll analyze, assess, process, and distribute tactical intelligence, as well as create, document, organize, and cross-reference...


  • Manchester, United States Hard Rock Digital Full time

    What are we building? Hard Rock Digital is a team focused on becoming the best online sportsbook, casino, and social gaming company in the world. We’re building a team that resonates passion for learning, operating and building new products and technologies for millions of consumers. We care about each customer's interaction, experience, behavior, and...


  • Manchester, United States Edward Jones Full time

    Job Description Want a meaningful career where you can make a difference? Edward Jones sounds perfect for you. Collaboration. Autonomy. Opportunity. Words our headquarters associates use when talking about working at Edward Jones. Words that describe what it's like being part of a firm where everyone is aligned toward a singular focus: serving the client....


  • Manchester, United States Northeast Iowa Community College Full time

    Posting Details Position Information Position Title Manchester Center Director Posting Number S00465 Full-Time/Part-Time Full Time Work ScheduleSalary $55,700.00 Campus/Center Manchester Location Manchester, Iowa Position Summary Information Job Goal Serve as the primary representative of NICC for the geographic area surrounding the NICC Manchester Center....

  • Lead Advisor

    3 months ago


    Manchester, United States Claire Myers Consulting Full time

    Our client is a mature, dynamic Wealth Management Advisory firm in New Hampshire providing high-end investment & financial planning services seeking an energetic, detail-minded, and business-oriented investment associate who thrives in a collaborative setting.The ideal candidate has a strong investment analysis/management background with an emphasis in...


  • Manchester, United States Claire Myers Consulting Full time

    Our client is a mature, dynamic Wealth Management Advisory firm in New Hampshire providing high-end investment & financial planning services seeking an energetic, detail-minded, and business-oriented investment associate who thrives in a collaborative setting.The ideal candidate has a strong investment analysis/management background with an emphasis in...


  • Manchester, Iowa, United States XL Specialized Trailers Full time

    Company:XL Specialized TrailersPosition:Quality EngineerThe Quality Assurance team at XL Specialized Trailers is on the lookout for talented individuals to fill the role of Quality Engineer within our QA & Continuous Improvement division. In this pivotal position, you will spearhead the execution and refinement of essential processes such as ISO-9001....


  • Manchester, United States HarborOne Mortgage LLC Full time

    Job DescriptionJob DescriptionDescription:HarborOne Mortgage is looking to expand its sales team in all markets that it currently serves. If you are bi-lingual and looking to join a well-rounded and competitive mortgage team, we have exciting opportunities to explore. Get to know HarborOne Mortgage:Established in 1917 as Brockton Credit Union, HarborOne Bank...

  • Loan Originator in MA

    3 months ago


    Manchester, United States HarborOne Mortgage LLC Full time

    Job DescriptionJob DescriptionDescription:TITLE: Loan OriginatorREPORTS TO: Retail Branch ManagerFLSA CLASS: ExemptBASIC FUNCTION:The Loan Originator (LO) is responsible for originating their own sales by contacting prospective clients and by developing and maintaining referral sources. The LO spends significant time out of the office conducting sales calls,...

  • Branch Manager

    3 months ago


    Manchester, United States HarborOne Mortgage LLC Full time

    Job DescriptionJob DescriptionDescription:TITLE: Producing Branch ManagerREPORTS TO: VP Regional ManagerSUPERVISES: Branch StaffFLSA CLASS: Exempt BASIC FUNCTION:The Branch Manager (BM) is responsible for the managing of his branch staff, profitability of the branch as well as originating their own sales by contacting prospective clients and by developing...


  • Manchester, United States U.S. Food and Drug Administration Full time

    ** Food Services Specialist** **Department of Veterans Affairs** ** Manchester VAMC** **Location** 1 vacancy in the following location: ** Relocation expenses reimbursed** No ** Telework eligible** Yes as determined by agency policy **Duties** ** Summary** This Food Services Specialist position is located in the Nutrition and Food Service at the Manchester...

  • Summer Fellow

    2 months ago


    Manchester, United States The Outreach Team Full time

    Job DescriptionJob DescriptionApply to the Summer of HER Fellowship today! The Summer of HER (Health, Empowerment, and Rights) is a field project co-sponsored by the Population Connection Action Fund and our sister organization, Population Connection. Fellows work in their communities, across the country, to build support to permanently end the cruel and...


  • Manchester, Maryland, United States Truist Full time

    Job SummaryWe are seeking a highly skilled and experienced Premier Banking Relationship Manager to join our team at Truist. As a key member of our financial services team, you will be responsible for building and maintaining strong relationships with our clients, providing personalized financial planning and advisory services, and driving revenue growth...


  • Manchester, United States Families in Transition Full time

    DescriptionAt Families in Transition, we’re on a mission to Prevent and Break the Cycle of Homelessness. Our mission moves us to empower people and we do that by providing dignified housing, by delivering comprehensive and innovative solutions, by developing collaborative relationships with our clients and partners, and by creating opportunities for donors...


  • Manchester, United States Families in Transition Full time

    DescriptionAt Families in Transition, we’re on a mission to Prevent and Break the Cycle of Homelessness. Our mission moves us to empower people and we do that by providing dignified housing, by delivering comprehensive and innovative solutions, by developing collaborative relationships with our clients and partners, and by creating opportunities for donors...


  • Manchester, United States Triad Service Center Full time

    Job DescriptionJob DescriptionTriad Service Center is seeking a qualified Field Technician for service and repair of light industrial equipment in the Manchester, NH area. Equipment that is commonly worked on are floor scrubbers, sweepers, handicapped carts, checkout lanes, paint shakers and other commercial customer equipment found in large retail /...


  • Manchester, United States Triad Service Center Full time $22 - $27

    Job DescriptionJob DescriptionTriad Service Center is seeking a qualified Field Technician for service and repair of light industrial equipment in the Manchester, NH area. Equipment that is commonly worked on are floor scrubbers, sweepers, handicapped carts, checkout lanes, paint shakers and other commercial customer equipment found in large retail /...


  • Manchester, United States FrankCrum Full time

    Job DescriptionJob DescriptionFrankCrum is a Top Workplace!FrankCrum, voted by its employees as a Top Workplace in Tampa Bay for more than 10 years in a row, is a Professional Employer Organization (PEO) based in Clearwater, Florida. FrankCrum employs approximately 500 people who serve over 4,000 businesses by offering a full range of HR services, including...


  • Manchester, United States FrankCrum Full time

    Job DescriptionJob DescriptionFrankCrum is a Top Workplace!FrankCrum, voted by its employees as a Top Workplace in Tampa Bay for more than 10 years in a row, is a Professional Employer Organization (PEO) based in Clearwater, Florida. FrankCrum employs approximately 500 people who serve over 4,000 businesses by offering a full range of HR services, including...