Credit Risk Quant Analyst

2 weeks ago

Dallas, Texas, United States Hilltop Holdings Full time
Job Overview

Hilltop Holdings is seeking a Credit Risk Quantitative Analyst who will play a pivotal role in ensuring the integrity of the Allowance for Credit Loss ("ACL") process. This position involves providing support for model executions and documentation, conducting user acceptance testing (UAT) for model enhancements, and preparing presentations for committees to guarantee the accuracy of data utilized. The analyst will uphold a comprehensive Quality Control Plan that aligns with the organization's operational standards.

Key Responsibilities
  • Perform quality assurance activities for ACL processes.
  • Act as an internal expert for the ACL team on quality assurance matters.
  • Establish and maintain a reputation for credibility as a quality control professional.
  • Ensure compliance with ACL quality assurance protocols.
  • Communicate effectively with internal stakeholders, including senior leadership, to meet expectations and deadlines.
  • Assist in researching economic and industry trends to support U.S. and regional economic forecasts presented to senior management during Asset Liability Committee meetings.
  • Develop and execute data queries from various loan systems, preparing reports for enterprise stress testing and regulatory disclosures related to quantitative models in ACL calculations.
  • Contribute to the drafting and maintenance of ACL documentation each quarter, including attribution materials for working groups, executives, and committees, as well as other credit-related presentations.
  • Collaborate with data governance partners to establish processes that ensure data integrity.
  • Perform additional duties as assigned.
Qualifications
  • Bachelor's Degree in mathematics, statistics, finance, economics, or a related quantitative field is required.
  • One to three years of analytical experience with a solid understanding of the banking sector and its trends.
  • Familiarity with Moody's analytic products, such as CreditLens, is preferred.
  • Exceptional written and verbal communication skills.
  • Strong analytical abilities with a keen attention to detail.
  • Excellent time management, organizational, and problem-solving skills.
  • Ability to adapt swiftly to a dynamic work environment.
  • Proficient in prioritizing and managing multiple tasks while meeting project deadlines.
  • Demonstrated judgment and decision-making skills, with the ability to influence outcomes.
  • Proficient in Microsoft Office Suite and other relevant software.
  • Strong interpersonal skills with the ability to engage effectively with various organizational levels.
  • Capable of working under pressure and handling sensitive situations with professionalism.
Must be eligible to work in the U.S. without sponsorship now or in the future.

About Hilltop Holdings

Founded in 1998 and headquartered in Dallas, Texas, Hilltop Holdings provides a diverse array of financial services through its primary subsidiaries, including PlainsCapital Bank, PrimeLending, and HilltopSecurities. PlainsCapital Bank operates as a leading commercial bank across Texas, while PrimeLending specializes in national mortgage services focused on purchase mortgage originations. HilltopSecurities offers financial advisory, clearing, retail brokerage, and investment banking services. Hilltop Holdings aims to establish itself as the premier diversified financial services holding company in Texas through strategic acquisitions and organic growth.

About the Risk Advisory Team

The Risk Advisory department at Hilltop Holdings delivers independent and objective advisory services in enterprise and operational risk management. This team assists management in identifying, measuring, and monitoring risks that could impact strategic objectives. Utilizing a systematic approach, the team develops risk metrics, conducts assessments, and evaluates loss events across Hilltop and its subsidiaries. As a member of the Risk team, you will collaborate with professionals dedicated to mutual success and fostering a culture of continuous improvement and professional development.

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