Senior Credit Risk Assessment Specialist

1 week ago


Dallas, Texas, United States PNC Bank NA Full time
Position: Senior Credit Risk Analyst at PNC

Overview

The Senior Credit Risk Analyst role at PNC focuses on evaluating credit transactions, pinpointing potential risks, and delivering expert analysis to effectively manage credit portfolios.

Key Responsibilities:

  • Conducting thorough reviews of credit files for designated business segments, identifying risks, and serving as a secondary reviewer.
  • Linking industry trends within the credit cycle to provide informed insights into credit review evaluations.
  • Assessing credit facility structures, underwriting methodologies, and risk classifications to optimize credit portfolio management.
  • Offering analytical perspectives to detect and address forward-looking risks, risk concentrations, and systemic patterns.
  • Completing documentation, tracking issues, engaging in ongoing monitoring, and overseeing interns.
  • Preparing presentation materials, facilitating discussions with Line of Business representatives, and effectively communicating Credit Risk Review strategies.

Qualifications:

Ideal candidates should exhibit the necessary knowledge, skills, and abilities for this role. Below are the preferred skills, competencies, work experience, education, and certifications required for success.

Preferred Skills:

Analytical Thinking, Commercial Real Estate, Competitive Advantages, Consumer Lending, Credit Risk Management, Data Analytics, Decision Making, Financial Operations, Portfolio Risk, Risk Appetite

Competencies:

Analytical Thinking, Conflict Management, Credit Risk, Effective Communication, Loan Review, Organizational Governance, Regulatory Environment - Financial Services

Experience:

Positions at this level typically necessitate a university degree along with 8+ years of relevant industry experience. Specific certifications may also be required.

Education:

Bachelor's Degree

Certifications:

No Required Certifications

Licenses:

No Required Licenses

Benefits:

PNC provides a comprehensive array of benefits designed to meet your needs both now and in the future.

For further details about these and other programs, including benefits for full-time and part-time employees, please visit the official website.

Disability Accommodations:

If accommodations are needed to participate in the application process, please reach out to us. PNC is committed to fostering an inclusive and accessible workplace, providing reasonable accommodations to applicants and qualified individuals with disabilities.

Equal Employment Opportunity (EEO):

PNC ensures equal employment opportunities for qualified individuals regardless of various legally protected categories.

California Residents:

Refer to the official website for information on how PNC may utilize or disclose your personal information during the hiring process.



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