Residential Mortgage Loan Specialist

2 weeks ago


Raleigh, North Carolina, United States MI Homes Full time
Job Overview

M/I Homes, a leading national home builder, is seeking a dedicated Residential Mortgage Loan Specialist to join our financing division, M/I Financial, LLC. This role is ideal for individuals looking to thrive in a supportive environment focused on new home purchases.

Key Responsibilities
  • Business Development: Collaborate with home sales teams to engage potential buyers and assist them in completing loan applications.
  • Loan Processing: Prepare and present initial Loan Estimates, ensuring clarity and transparency for borrowers.
  • Prequalification: Assess and prequalify potential borrowers to streamline the loan approval process.
  • Negotiation: Manage customer loan pricing discussions, ensuring favorable outcomes for all parties involved.
  • Transaction Management: Oversee the entire loan process, maintaining communication with applicants, processors, and underwriters to resolve any issues.
  • Closing Coordination: Schedule loan closings in a timely manner to align with builder and borrower requirements.
  • Licensing: Maintain an active NMLS and State of North Carolina Mortgage Loan Originator License.
Qualifications

Education and Experience: A minimum of some college education is preferred, along with at least three years of experience in the mortgage industry. Previous experience as a loan officer is advantageous.

Benefits

M/I Homes offers a comprehensive benefits package, including:

  • Medical, dental, and vision insurance
  • Company-paid life and disability insurance
  • Flexible Spending Accounts and Health Savings Accounts
  • Paid time off and holidays
  • Parental leave
  • 401(k) options with profit sharing
  • Employee stock purchase plan
  • Employee home purchase plan

We are committed to fostering a diverse workforce that reflects the communities we serve. We are proud to be an EEO/AA employer and maintain a drug-free workplace.



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