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Builder Financing Specialist

2 months ago

Raleigh, North Carolina, United States MI Homes Full time
Job Summary:

As a Residential Mortgage Loan Originator with M/I Homes, you will be responsible for originating residential first mortgages from high-capture home builder sales leads. You will partner with our home builder to provide high-touch and financially knowledgeable loan origination services, leading to successful on-time home closings.

Duties and Responsibilities:
  • Partner with new home sales personnel to initiate contact with purchasers in completing loan applications and collecting supporting documentation to support loan approval.
  • Prepare and communicate initial Loan Estimates.
  • Prequalify potential borrowers as needed.
  • Oversee all customer loan price negotiations.
  • Manage the overall loan transaction by communicating with applicant(s), processors, underwriters, and/or creditors to resolve questions regarding application information.
  • Oversee timely scheduling of loan closings to meet home builder and borrower needs.
  • Maintain an active NMLS and State of North Carolina Mortgage Loan Originator License.
Requirements:

Some college preferred, and at least three (3) years of experience in the mortgage field. Previous experience as a loan officer is preferred.

Benefits:

M/I Homes offers a comprehensive benefits package, including medical, dental, and vision insurance, company-paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts, and Flexible Spending Accounts, paid time off (PTO), paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit-sharing plan, an employee stock purchase plan, an employee home purchase plan, and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.