Lead Credit Risk Assessment Officer

2 weeks ago


Cincinnati, Ohio, United States U.S. Bank Full time
Position Overview

As a Lead Credit Risk Assessment Officer at U.S. Bank, you will play a pivotal role in our Credit Risk Management team. This position is essential for overseeing credit evaluation processes across various sectors, including Government Banking, Depository Financial Institutions, and Education Non-Profit.

Key Responsibilities

Your primary responsibilities will include:

  • Credit Evaluation: Conducting thorough reviews and approvals of credit facilities, loans, leases, and lines of credit that exceed standard authority levels.
  • Risk Analysis: Performing detailed analyses of deal structures, collateral assessments, and due diligence to ensure sound credit decisions.
  • Policy Development: Formulating guidance policies and monitoring delinquency, loss, and risk rating accuracy across different business units.
  • Collaboration: Working closely with various business lines to ensure compliance with internal policies and regulatory requirements.
  • Trend Analysis: Identifying potential risks and trends, and providing insights on new business opportunities.
Qualifications

The ideal candidate will possess:

  • A Bachelor's or advanced degree, or equivalent professional experience.
  • Over 15 years of relevant experience in credit risk management.
  • A comprehensive understanding of financial regulations and industry trends.
  • Strong leadership capabilities and effective communication skills.
  • Proficiency in Microsoft Office applications and analytical tools.
Work Environment

This role offers a hybrid work schedule, requiring in-office attendance for a minimum of three days per week, while allowing flexibility for remote work on other days.

Benefits

U.S. Bank is committed to supporting the well-being of our employees. Our benefits package includes:

  • Life insurance options
  • Disability coverage
  • 401(k) retirement plan with employer contributions
  • Paid vacation and holidays
  • Adoption assistance

We are an equal opportunity employer and welcome applicants from diverse backgrounds.



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