Financial Credit Analyst

2 weeks ago


Austin, Texas, United States augmentjobs Full time
Job Overview

Position Title: Junior Credit Risk Analyst

As a Junior Credit Risk Analyst, you will play a vital role in supporting the credit evaluation team by examining the credit reliability of both individuals and corporate entities. Your responsibilities will include scrutinizing financial documents, assessing credit hazards, and aiding in the formulation of credit judgments and recommendations.

Key Responsibilities:
  • Evaluate financial documents, credit histories, and pertinent data to determine the credit reliability of clients and borrowers.
  • Perform comprehensive research on sector trends, market dynamics, and economic elements that influence credit risk.
  • Create and sustain financial models to assess credit risk and establish credit thresholds.
  • Draft thorough credit assessments, risk evaluations, and suggestions for senior analysts and decision-makers.
  • Assist in the compilation of loan documentation and credit contracts.
  • Oversee current credit portfolios to detect potential risks and areas for enhancement.
  • Collaborate with various departments to collect additional insights and provide expertise on credit-related issues.
  • Remain updated on regulatory modifications and industry best practices concerning credit evaluation and risk management.
Required Qualifications:
  • Bachelor's degree in Finance, Economics, Accounting, or a similar discipline.
  • 1-3 years of experience in credit evaluation, financial analysis, or a comparable position.
  • Strong expertise in financial document analysis, credit risk evaluation, and financial modeling.
  • Exceptional analytical abilities with the capacity to interpret intricate financial data and trends.
  • Meticulous attention to detail and precision in credit assessments and reporting.
  • Effective communication skills, capable of presenting findings and recommendations clearly.
  • Familiarity with credit analysis software and tools is advantageous.
  • Ability to work autonomously and collaboratively in a dynamic environment.


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