Financial Credit Specialist

2 weeks ago


Austin, Texas, United States augmentjobs Full time
Job Description

Position Title: Credit Analyst

Overview: The Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses seeking financial assistance. This position requires a thorough analysis of financial documents, assessment of credit risks, and formulation of recommendations regarding credit approvals. The ideal candidate will possess strong analytical capabilities, meticulous attention to detail, and relevant experience in credit or financial analysis.

Key Responsibilities:

  • Examine and interpret credit applications, including financial statements, credit histories, and pertinent documentation.
  • Assess the creditworthiness of applicants by analyzing their financial stability, credit background, and associated risk factors.
  • Create and refine credit models and scoring methodologies to support informed decision-making.
  • Compile comprehensive credit reports and provide recommendations for loan approvals or credit extensions.
  • Monitor current credit accounts and conduct periodic evaluations to determine ongoing credit risk and performance.
  • Collaborate with various departments (such as risk management and lending) to ensure precise and timely credit evaluations.
  • Stay updated on industry developments, economic trends, and regulatory changes that may influence credit risk.
  • Offer insights and suggestions for enhancing credit policies and operational procedures.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Economics, or a related discipline.
  • 2-4 years of experience in credit analysis, financial analysis, or a similar field.
  • Strong analytical skills with expertise in financial analysis tools and software (e.g., Excel, credit scoring systems).
  • Exceptional attention to detail and the capability to interpret complex financial information.
  • Excellent communication skills, with the ability to convey findings and recommendations effectively.
  • Ability to work autonomously and manage multiple priorities and deadlines.
  • Familiarity with credit risk assessment methodologies and regulatory standards.
  • Experience with credit risk management systems and databases is advantageous.


  • Austin, Texas, United States Self Financial Full time

    Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.Our...


  • Austin, Texas, United States Compass Group USA Full time

    Credit Specialist (Full-Time) at Compass Group USAWe are seeking a dedicated Credit Specialist to become a vital part of our team. If you possess experience in finance, collections, or credit oversight, it would be advantageous, although not mandatory. We offer competitive compensation and a range of employee benefits.Work Schedule:Full-time role, Monday to...


  • Austin, Texas, United States augmentjobs Full time

    Job OverviewPosition Title: Junior Credit Risk AnalystAs a Junior Credit Risk Analyst, you will play a vital role in supporting the credit evaluation team by examining the credit reliability of both individuals and corporate entities. Your responsibilities will include scrutinizing financial documents, assessing credit hazards, and aiding in the formulation...


  • Austin, Texas, United States augmentjobs Full time

    Job DescriptionPosition Title: Credit AnalystOverview: The Credit Analyst is responsible for evaluating the creditworthiness of individuals or organizations seeking loans or credit. This position requires a thorough analysis of financial documents, assessment of credit risks, and formulation of recommendations regarding credit approvals. The ideal candidate...

  • Senior Credit Director

    30 minutes ago


    Austin, Texas, United States SNI Financial Full time

    Job SummaryWe are seeking a highly skilled and experienced Senior Credit Director to lead our Commercial Credit Department at SNI Financial. The ideal candidate will have a strong background in credit analysis, risk management, and team leadership.Key ResponsibilitiesLeadership and ManagementOversee the entire lending process, including loan origination,...


  • Austin, Texas, United States Austin Telco Federal Credit Union Full time

    Job Summary: We are seeking a highly skilled and detail-oriented Collector: Financial Recovery Specialist to join our team at Austin Telco Federal Credit Union. As a key member of our collections team, you will be responsible for maintaining day-to-day collections procedures, collecting and controlling loan accounts in all phases of delinquency, and adhering...


  • Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas stands as a pivotal financial institution with a robust history of over a century, dedicated to supporting agriculture and rural communities across America. Based in Austin, Texas, we extend our financial services to rural lending associations across five states, playing an integral role in the national capital markets....


  • Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas is a prominent wholesale banking institution with a strong commitment to financing agriculture and rural communities across America for over a century. Based in Austin, Texas, we provide essential funding and services to rural lending associations across multiple states, actively participating in the national capital...


  • Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas is a prominent wholesale banking institution with a robust portfolio of $37.5 billion, dedicated to supporting agriculture and rural communities for over a century. Based in Austin, Texas, we extend our financial services to rural lending associations across five states, actively participating in the national capital...


  • Austin, Texas, United States Farm Credit Full time

    About the RoleWe are seeking a highly skilled Capital Markets Credit Officer to join our team at Farm Credit Bank of Texas. As a key member of our credit team, you will be responsible for analyzing and underwriting assigned participation accounts and offers, as well as servicing such assigned accounts.Key ResponsibilitiesThoroughly analyze and underwrite...


  • Austin, Texas, United States Farm Credit Council Full time

    About Us:Farm Credit Council is a leading financial institution dedicated to supporting agriculture and rural communities across the United States. With a strong commitment to providing financial resources, we play a vital role in ensuring the sustainability and growth of the agricultural sector.Our headquarters are strategically located, allowing us to...


  • Austin, Texas, United States Farm Credit Council Full time

    About Us:Farm Credit Council is a prominent financial institution dedicated to supporting agriculture and rural development across the United States. With a significant presence in the capital markets, we play a vital role in ensuring the sustainability of food supply chains.Our headquarters is strategically located, allowing us to effectively serve rural...


  • Austin, Texas, United States Austin Telco Federal Credit Union Full time

    Job SummaryAustin Telco Federal Credit Union is seeking a highly skilled Collector to join our team. As a key member of our collections department, you will be responsible for maintaining day-to-day collections procedures, collecting and controlling loan accounts in all phases of delinquency, and adhering to procedures established by our organization.Key...


  • Austin, Texas, United States Ark Financial Full time

    Position OverviewAs a Financial Guidance Specialist at Ark Financial Academy, you will accompany first-generation entrepreneurs and business owners on their path to achieving financial stability. By leveraging our structured coaching programs, you will offer tailored advice and education, understanding each client's distinct financial landscape and...

  • Payroll Accountant

    5 days ago


    Austin, Texas, United States Farm Credit Full time

    Job SummaryWe are seeking a highly skilled Payroll Accountant to join our team at Farm Credit Bank of Texas. As a key member of our financial operations team, you will be responsible for providing exceptional customer service, administering human resources policies and procedures, and ensuring the accuracy and integrity of our payroll and benefits-related...


  • Austin, Texas, United States Farm Credit Bank of Texas Full time

    About Us:Farm Credit Bank of Texas is a prominent wholesale banking institution with a robust portfolio of $37.5 billion, dedicated to supporting agriculture and rural communities across America for over a century. Based in Austin, Texas, we provide essential funding and services to rural lending associations in multiple states while actively participating...


  • Austin, Texas, United States Greater Texas Credit Union Full time

    Job SummaryWe are seeking a highly skilled and experienced Senior Collections Representative to join our team at Greater Texas Credit Union. As a Senior Collections Representative, you will be responsible for handling advanced collection activities, resolving complex and escalated cases, and providing a top-tier member experience.Key ResponsibilitiesHandle a...


  • Austin, Texas, United States Lincoln Financial Group Full time

    About the RoleWe are seeking a highly skilled Financial Reporting Specialist to join our team at Lincoln Financial Group. As a key member of our accounting and reporting team, you will be responsible for preparing, analyzing, and reporting on financial statements and other regulatory filings.Key ResponsibilitiesPrepare and review quarterly and annual SEC and...


  • Austin, Texas, United States Farm Credit Bank of Texas Full time

    About the RoleWe are seeking a highly skilled and experienced Capital Markets Credit Officer to join our team at Farm Credit Bank of Texas. As a key member of our credit team, you will be responsible for analyzing and underwriting assigned participation accounts and offers, as well as servicing such assigned accounts.Key ResponsibilitiesCredit...


  • Austin, Texas, United States United Heritage Credit Union Full time

    Customer Service Specialist at United Heritage Credit UnionLocation: This role offers a hybrid work model, allowing remote work on select days while also requiring in-person attendance at our headquarters on designated days.Schedule: Candidates should have flexible availability to fulfill an 8-hour shift during business hours from 9:00 am to 6:00 pm, Monday...