Financial Credit Evaluator

2 weeks ago

Austin, Texas, United States augmentjobs Full time
Job Description

Position Title: Credit Analyst

Overview: The Credit Analyst is responsible for evaluating the creditworthiness of individuals or organizations seeking loans or credit. This position requires a thorough analysis of financial documents, assessment of credit risks, and formulation of recommendations regarding credit approvals. The ideal candidate will possess exceptional analytical abilities, meticulous attention to detail, and relevant experience in credit or financial analysis.

Key Responsibilities:

  • Conduct comprehensive reviews of credit applications, including financial statements, credit histories, and pertinent documentation.
  • Assess the creditworthiness of applicants by analyzing their financial stability, credit records, and associated risk factors.
  • Design and maintain credit assessment models and scoring systems to facilitate informed decision-making.
  • Generate detailed credit analysis reports and provide recommendations for loan approvals or credit increases.
  • Monitor current credit accounts and perform regular evaluations to determine ongoing credit risk and performance metrics.
  • Collaborate with various departments (such as risk management and lending) to ensure precise and timely credit evaluations.
  • Stay updated on industry developments, economic shifts, and regulatory changes that may influence credit risk.
  • Offer insights and suggestions for enhancing credit policies and operational procedures.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Economics, or a related discipline.
  • 2-4 years of experience in credit analysis, financial evaluation, or a similar field.
  • Strong analytical capabilities with proficiency in financial analysis tools and software (e.g., Excel, credit scoring systems).
  • Exceptional attention to detail and the ability to interpret complex financial information.
  • Strong communication skills, capable of presenting findings and recommendations effectively.
  • Ability to work autonomously and manage multiple priorities and deadlines.
  • Familiarity with credit risk assessment methodologies and regulatory standards.
  • Experience with credit risk management systems and databases is advantageous.

  • Financial Credit Analyst

    2 weeks ago

    Austin, Texas, United States augmentjobs Full time

    Job OverviewPosition Title: Junior Credit Risk AnalystAs a Junior Credit Risk Analyst, you will play a vital role in supporting the credit evaluation team by examining the credit reliability of both individuals and corporate entities. Your responsibilities will include scrutinizing financial documents, assessing credit hazards, and aiding in the formulation...

  • Financial Credit Specialist

    2 weeks ago

    Austin, Texas, United States augmentjobs Full time

    Job DescriptionPosition Title: Credit AnalystOverview: The Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses seeking financial assistance. This position requires a thorough analysis of financial documents, assessment of credit risks, and formulation of recommendations regarding credit approvals. The ideal...

  • Senior Credit Officer for Capital Markets

    1 week ago

    Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas stands as a pivotal financial institution with a robust history of over a century, dedicated to supporting agriculture and rural communities across America. Based in Austin, Texas, we extend our financial services to rural lending associations across five states, playing an integral role in the national capital markets....

  • Senior Credit Officer in Capital Markets

    1 week ago

    Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas is a prominent wholesale banking institution with a robust portfolio of $37.5 billion, dedicated to supporting agriculture and rural communities for over a century. Based in Austin, Texas, we extend our financial services to rural lending associations across five states, actively participating in the national capital...

  • Capital Markets Credit Officer II

    3 days ago

    Austin, Texas, United States Farm Credit Full time

    About the RoleWe are seeking a highly skilled Capital Markets Credit Officer to join our team at Farm Credit Bank of Texas. As a key member of our credit team, you will be responsible for analyzing and underwriting assigned participation accounts and offers, as well as servicing such assigned accounts.Key ResponsibilitiesThoroughly analyze and underwrite...

  • Senior Credit Officer for Capital Markets

    2 weeks ago

    Austin, Texas, United States Farm Credit Council Full time

    About Us:Farm Credit Council is a leading financial institution dedicated to supporting agriculture and rural communities across the United States. With a strong commitment to providing financial resources, we play a vital role in ensuring the sustainability and growth of the agricultural sector.Our headquarters are strategically located, allowing us to...

  • Senior Credit Officer for Capital Markets

    1 week ago

    Austin, Texas, United States Farm Credit Full time

    About Us: Farm Credit Bank of Texas is a prominent wholesale banking institution with a strong commitment to financing agriculture and rural communities across America for over a century. Based in Austin, Texas, we provide essential funding and services to rural lending associations across multiple states, actively participating in the national capital...

  • Senior Credit Officer for Capital Markets

    2 weeks ago

    Austin, Texas, United States Farm Credit Council Full time

    About Us:Farm Credit Council is a prominent financial institution dedicated to supporting agriculture and rural development across the United States. With a significant presence in the capital markets, we play a vital role in ensuring the sustainability of food supply chains.Our headquarters is strategically located, allowing us to effectively serve rural...

  • Capital Markets Credit Analyst II

    2 weeks ago

    Austin, Texas, United States Farm Credit Bank of Texas Full time

    About Us:Farm Credit Bank of Texas is a prominent wholesale banking institution with a robust portfolio of $37.5 billion, dedicated to supporting agriculture and rural communities across America for over a century. Based in Austin, Texas, we provide essential funding and services to rural lending associations in multiple states while actively participating...

  • Credit Risk Operations Specialist

    2 months ago

    Austin, Texas, United States Self Financial Full time

    Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.Our...

  • Credit Union Collections Professional

    6 days ago

    Austin, Texas, United States Greater Texas Credit Union Full time

    Job SummaryWe are seeking a highly skilled and experienced Senior Collections Representative to join our team at Greater Texas Credit Union. As a Senior Collections Representative, you will be responsible for handling advanced collection activities, resolving complex and escalated cases, and providing a top-tier member experience.Key ResponsibilitiesHandle a...

  • Financial Credit Analyst

    2 weeks ago

    Austin, Texas, United States Compass Group USA Full time

    Credit Specialist (Full-Time) at Compass Group USAWe are seeking a dedicated Credit Specialist to become a vital part of our team. If you possess experience in finance, collections, or credit oversight, it would be advantageous, although not mandatory. We offer competitive compensation and a range of employee benefits.Work Schedule:Full-time role, Monday to...

  • Junior Credit Risk Analyst

    2 weeks ago

    Austin, Texas, United States augmentjobs Full time

    Job OverviewPosition Title: Junior Credit Risk AnalystAs a Junior Credit Risk Analyst, you will play a vital role in assisting the credit evaluation team in determining the financial reliability of both individuals and corporate entities. Your responsibilities will include scrutinizing financial documents, assessing credit vulnerabilities, and contributing...

  • Lead Credit Risk Analyst

    1 week ago

    Austin, Texas, United States augmentjobs Full time

    Job OverviewPosition Title: Lead Credit Risk AnalystPosition Summary: In the role of Lead Credit Risk Analyst, you will play a crucial part in evaluating the creditworthiness of clients and managing the associated credit risks for the organization. Your responsibilities will include scrutinizing financial documents, interpreting credit information, and...

  • Head of Commercial Credit Operations

    2 weeks ago

    Austin, Texas, United States AMERICAN BANK OF COMMERCE Full time

    Position OverviewThe American Bank of Commerce is seeking an experienced leader to oversee our Commercial Credit Department. The Director of Commercial Credit plays a vital role in the management team and will be responsible for directing all aspects of the lending process.This role entails supervising the entire lending lifecycle, from the initial...

  • Junior Credit Risk Analyst

    2 weeks ago

    Austin, Texas, United States Prosperity Bancshares Full time

    Position OverviewAs a Junior Credit Risk Analyst, you will play a crucial role in evaluating creditworthiness and financial stability. Your analytical skills will be essential in assessing the risks associated with lending and credit extension.Key ResponsibilitiesFinancial Analysis: Conduct thorough analysis of commercial financial statements for both...

  • Credit Analysis Intern

    2 weeks ago

    Austin, Texas, United States augmentjobs Full time

    Job DescriptionPosition Title: Summer Credit AnalystOverview: We are looking for a meticulous and analytical Summer Credit Analyst to support our credit team during the summer internship program. This position provides a valuable opportunity to gain hands-on experience in credit evaluation, focusing on the assessment of creditworthiness and risk management...

  • Tax Credit Project Evaluator

    1 week ago

    Austin, Texas, United States TEXAS HISTORICAL COMMISSION Full time

    Organization: Texas Historical Commission Primary Location: Texas-Austin Job Category: Life, Physical, and Social Science Employee Status: Regular Schedule: Full-time Salary Range: $4,500.00 - $7,000.00 (Monthly, based on experience and qualifications) Job Objective: The role involves conducting intricate architectural assessments and preservation activities...

  • Financial Risk Analyst

    2 weeks ago

    Austin, Texas, United States augmentjobs Full time

    Job OverviewPosition: Credit AnalystRole Summary: The Credit Analyst is responsible for evaluating the creditworthiness of individuals or organizations seeking credit or loans. This position requires a thorough analysis of financial documents, assessment of credit risks, and the formulation of recommendations regarding credit approvals. The successful...

  • Credit Risk Management Supervisor

    1 week ago

    Austin, Texas, United States Theabcbank Full time

    At Theabcbank, we are dedicated to enhancing community banking and providing exceptional service to our clients. We are currently in search of a qualified individual to fill the role of Credit Risk Management Supervisor.OUR MISSION:To empower financial professionals, deliver innovative solutions, and create a positive impact.OUR VISION:Theabcbank is...