Business Development Manager

3 weeks ago


Dallas, Texas, United States American National Bank of Texas Full time
Commercial Lender Job Description

The Commercial Lender is a key member of the American National Bank of Texas team, responsible for driving business growth and sales of the bank's products and services. This role requires a strong understanding of commercial lending and a proven track record of developing and managing loan portfolios.

Key Responsibilities:
  • Business Development: Identify and pursue new business opportunities, building relationships with existing and potential customers to increase or retain existing business.
  • Loan Origination: Originate and service a wide variety of business and individual loans, both secured and unsecured, in accordance with established lending limits.
  • Cross-Selling: Cross-sell bank products and services to customers, leveraging a deep understanding of their financial needs and goals.
  • Credit Analysis: Conduct thorough credit analysis, interviewing applicants to develop credit information and determine if a loan is an acceptable risk.
  • Portfolio Management: Manage a $5-$8+ million loan portfolio, expanding existing relationships within the portfolio and making decisions on loans and terms within established lending limits.
  • Compliance: Ensure complete compliance with loan and credit line terms, following up with customers to ensure timely payments and resolving any issues that may arise.
Requirements:
  • Education: Bachelor's degree in business or banking preferred.
  • Experience: 4 - 6 years of formal credit training with commercial lending experience.
  • Language: Must be fluent in Spanish.
Skills:
  • Technical: Working knowledge of Microsoft Office, moderate math and writing skills, and strong presentation and follow-up abilities.
  • Interpersonal: Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and colleagues.
  • Travel: Travel to a variety of locations to perform work and/or attend meetings as required.


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