Capital Markets Credit Officer II

2 months ago


Austin, Texas, United States Farm Credit Bank of Texas Full time
About the Role

We are seeking a highly skilled and experienced Capital Markets Credit Officer to join our team at Farm Credit Bank of Texas. As a key member of our credit team, you will be responsible for analyzing and underwriting assigned participation accounts and offers, as well as servicing such assigned accounts.

Key Responsibilities
  • Credit Administration: Analyze and review financial participation packages and loan origination with district associations or commercial agency lenders.
  • Financial Analysis: Develop loan participation and correspondent banking relationships with other lenders, and manage and service participation loan relationships as assigned.
  • Complex Loan Analysis: Assist in the development and closing of complex loans by analyzing and negotiating such credits.
  • Policy Interpretation: Interpret, communicate, and provide guidance to associations regarding district lending policies and procedures.
  • Legal and Title Review: Interpret and act upon various legal, title, and other questions which may arise on loans.
  • Lending Program Development: Assist in administering and developing lending programs, as well as developing and revising operating procedures relating to lending operations.
Requirements
  • Education: Bachelor's Degree in finance, business administration, or other related business field.
  • Experience: Minimum of three to five years' experience in all facets of lending, including marketing, extension, administration, and analysis of commercial credit.
  • Skills: Excellent computer, interpersonal, public speaking, and communication skills. Thorough knowledge of financial statement analysis, forecasting analysis, cash flow analysis, collateral analysis, and payment performance in the areas of mortgage and commercial lending.
What We Offer
  • Competitive Salary: A competitive salary and benefits package.
  • Flexible Benefits: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
  • Professional Development: Ongoing professional-development opportunities and a generous tuition-reimbursement program.
  • Work-Life Balance: A hybrid work design and up to five days per year to volunteer in local community organizations, services, or events.


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