Residential Mortgage Closer

1 week ago


Columbus, Ohio, United States MI Homes Full time

M/I Homes has been a leader in the construction of high-quality new homes for over four decades. Established in 1976, our commitment to exceptional customer service has allowed us to realize the dreams of more than 140,000 homeowners, evolving into one of the foremost homebuilders in the nation. With operations in 17 markets, we continue to uphold our family business values while expanding our reach.

Position Highlights:

  • Stable work environment focused on new home sales - NO refinances.
  • Accessible location with convenient commuting options.
  • Competitive salary with performance-based incentives.
  • Standard workweek from Monday to Friday.
  • Generous paid time off policy.
  • Comprehensive loan operations managed locally, including origination, processing, underwriting, and closing.
  • Collaborative partnership with a top national builder.
  • Employee discounts on new home purchases.
  • 401K plan with profit-sharing opportunities.
  • Comprehensive medical, vision, and dental coverage.
Job Overview:

The Mortgage Loan Closer is responsible for preparing all necessary closing documentation packages in collaboration with processing, underwriting, and in-house title company personnel for various mortgage types, including FHA, VA, USDA, DPA, and Conventional loans.

Key Responsibilities:
  • Utilizing knowledge of CFPB/TRID ATR/QM, and TILA/RESPA regulations, prepare precise Closing Disclosures and ensure timely delivery to all involved parties to comply with legal standards.
  • Request title commitments and any additional closing-related documents as required.
  • Ensure accuracy by balancing the Closing Disclosure with all parties.
  • Review sales contracts, addenda, homeowner's insurance, final inspections, flood certificates, title commitments, and other relevant documents for loan closings.
  • Maintain organized closing and funding schedules.
  • Address and resolve post-closing inquiries and suspense items on completed loans.
  • Perform other duties as assigned by the Closing Manager.
Qualifications:

Skills and Competencies:

Customer-service oriented with strong verbal and written communication skills, capable of interacting effectively with diverse individuals both within and outside the organization. Ability to gather, interpret, analyze, and assess information in accordance with company policies and procedures. Excellent organizational skills with a keen attention to detail.

Education and Experience:

High school diploma required; some college education preferred, along with a minimum of three (3) years of experience in the mortgage industry.

Benefits:

M/I Homes provides a comprehensive benefits package, including medical, dental, and vision insurance, company-paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts, Flexible Spending Accounts, paid time off (PTO), paid holidays, parental leave, and various retirement savings options.

We are dedicated to attracting, developing, and retaining a diverse workforce that mirrors the customers we serve and the communities in which we operate.

We are proud to be an EEO/AA employer. We maintain a drug-free workplace and conduct pre-employment substance abuse testing.


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