Community Mortgage Lending Specialist
2 months ago
First Merchants Bank is in search of a Community Mortgage Lending Specialist dedicated to facilitating the dream of homeownership. This role is pivotal in fostering enduring relationships with both internal and external stakeholders while expanding the clientele through influential referrals. The ideal candidate will demonstrate a commitment to achieving consistent production results by servicing and originating mortgage loans tailored for individuals in low to moderate income and minority communities.
Key Responsibilities:
- Generate new business opportunities by engaging with CRA/LMI prospects and referral sources such as real estate agents, builders, community partners, and personal networks.
- Provide guidance to prospects and clients regarding home loan products and procedures.
- Conduct interviews and process loan applications, including financial data analysis and loan package preparation.
- Maintain comprehensive knowledge of available loan products, processing, underwriting, and exception procedures.
- Deliver exceptional customer service throughout the lending process.
- Organize and facilitate homebuyer education seminars for CRA potential applicants.
- Engage in community activities to enhance First Merchants Bank's visibility and foster new business opportunities.
Qualifications:
- High school diploma or equivalent (GED) is required.
- A minimum of two (2) years of experience in mortgage lending, consumer lending, credit counseling, or homeownership counseling is preferred.
Preferred Skills:
- Familiarity with conventional and/or government lending guidelines.
- Knowledge of the residential first-time homebuyer process, including underwriting and closing.
- Experience in delivering financial education workshops focusing on low and moderate income and minority communities.
What We Offer:
- Competitive Base Salary PLUS Performance Bonuses
- Comprehensive Medical, Dental, and Vision Insurance
- 401(k) Retirement Plan
- Health Savings and Flexible Spending Accounts
- Paid Vacation and Sick Leave
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement Programs
- Additional Employee Benefits
About First Merchants Bank:
First Merchants Bank is driven by a sincere philosophy of creating a meaningful workplace and making a positive impact across diverse communities. Our Vision, Mission, and Team values reflect our commitment to authentic service.
Our Vision:
To enhance the financial wellness of the diverse communities we serve.
Our Mission:
To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.
Our Team:
We are a dynamic group of colleagues with varied experiences and perspectives, united by a passion for positively impacting lives. We are dedicated to fostering an inclusive environment that values diversity and belonging.
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