CRA Mortgage Loan Specialist

2 weeks ago


Columbus, Ohio, United States Fifth Third Bank, N.A. Full time
Position Overview:


At Fifth Third Bank, we strive to enhance the banking experience for our clients. We are seeking a dedicated professional to facilitate the origination of residential first mortgage loans, focusing on our Community Reinvestment Act (CRA) initiatives.


Key Responsibilities:


The selected candidate will be responsible for:

  • Identifying and developing CRA prospects and referral networks, including real estate agents, builders, and community contacts.
  • Maintaining a comprehensive understanding of Fifth Third Mortgage Company's policies and available loan products.
  • Conducting homebuyer education seminars aimed at potential CRA applicants.
  • Managing employee loan programs and participating in bank-sponsored events to promote these offerings.
  • Completing mortgage applications using the Fannie Mae form 1003 and ensuring timely submission of loan packages.
  • Overseeing the loan pipeline from origination to closing, ensuring compliance with all management reporting requirements.
  • Providing exceptional customer service by keeping applicants and referral sources informed throughout the loan process.
  • Participating in all required Consumer Lending meetings.

Qualifications:


The ideal candidate will possess:

  • A high school diploma or equivalent; a four-year degree is preferred.
  • A minimum of two years of experience in mortgage lending.
  • A solid understanding of conventional and government lending guidelines.
  • Knowledge of residential mortgage processing, underwriting, and closing procedures.
  • Strong organizational, communication, and customer service skills.
  • A proven track record of achieving mortgage sales volume of $700,000 or more.
  • Registration under the S.A.F.E. Act through the Nationwide Mortgage Licensing System (NMLS) is required at the time of employment.

Commitment to Diversity:


Fifth Third Bank is dedicated to fostering an inclusive workplace that values diversity and equal opportunity in all employment decisions.



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