Credit Evaluation Expert

6 days ago


Fort Worth, Texas, United States CornerStone Staffing Full time
Job Title: Loan Underwriter Specialist

Job Summary:

CornerStone Staffing is seeking a highly skilled Loan Underwriter Specialist to join our team. As a Loan Underwriter Specialist, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses.

Key Responsibilities:

  • Evaluate loan requests within policy guidelines and lending authority.
  • Collect and investigate all pertinent information associated with a loan request.
  • Complete financial analysis necessary to evaluate risk associated with a loan request.
  • Review and evaluate applicant's ability to repay.
  • Review credit reports to evaluate an applicant's willingness to repay and assess their debt load.
  • Review and recommend action on all exceptions to policy to the next level of lending authority.
  • Apply results of the credit analysis to underwriting guidelines and policies.
  • Prepare and deliver appropriate loan documentation for signatures and reviews for completeness.
  • Provide excellent customer service interactions concerning accounts, loan approvals, etc.

Requirements:

  • 3-5 years of consumer lending banking experience.
  • Manual underwriting experience.
  • 1-2 years of loan service representative role.
  • Strong client experience skills.
  • Extensive quantitative and qualitative analysis of a diverse range of applicants and borrowing requests.
  • Thorough and detail-oriented.
  • Ability to maintain confidential information.
  • Familiarity with Microsoft Excel and Microsoft Word, and ability to learn other software and the loan department.


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