Commercial Loan Risk Analyst

1 week ago


Tuscaloosa, Alabama, United States Alabama ONE Full time

In collaboration with the Commercial Loan Committee, the Credit Analyst is responsible for formulating, upholding, and executing robust credit policies and procedures. This role entails the management of daily credit operations in accordance with established credit policy and procedural guidelines; it also involves maintaining comprehensive records and documentation for all credit activities, including relevant correspondence.

Key Responsibilities

  • Oversee the daily management of credit operations; conduct preliminary credit assessments to ascertain eligibility based on current policies and procedures; prepare and organize documentation for credit activities, including financial analysis and data interpretation, among other responsibilities.
  • Offer guidance and assistance to Credit Union Members and TEAM members regarding credit policies, procedures, and standards; generate reports and other relevant information as required.
  • Monitor requests and their progress as necessary.
  • Present findings to the Loan Committee as required.
  • Perform additional tasks as assigned.
Requirements

- Bachelor's Degree

- Proficiency in standard computer applications, including Word, Excel, and Access

- Strong verbal and written communication abilities

- Exceptional capability to uphold confidentiality

- Prior experience in credit analysis and/or financial statement evaluation is preferred.

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