Experienced Mortgage Loan Officer

1 week ago


Alexandria, Minnesota, United States Gate City Bank Full time
Location
Alexandria

Position Overview:

Senior Mortgage Loan Officer at Gate City Bank

Are you driven by a passion for finance and customer service? At Gate City Bank, we are seeking a dedicated professional to enhance our mortgage lending team.

Why Choose Gate City Bank?

We pride ourselves on being a community-oriented financial institution committed to making a positive impact. Here’s what sets us apart:
  • Community Engagement: We actively participate in philanthropic initiatives and encourage our employees to engage in community service, making a difference beyond banking.
  • Customer-Centric Approach: Our clients are our priority. We strive to understand their needs and provide tailored solutions that enhance their financial well-being.
  • Leadership and Integrity: We uphold the highest standards of honesty and financial stewardship, empowering our team members to lead with ethical practices.
  • Innovative Culture: We embrace creativity and encourage our staff to challenge conventional methods, fostering an environment where new ideas can flourish.
  • Proactive Mindset: In a rapidly changing financial landscape, we seek individuals who are ready to take initiative and drive positive change.
  • Compliance Commitment: We adhere to strict regulatory standards, ensuring that our operations reflect excellence and accountability.
Key Responsibilities:

The Senior Mortgage Loan Officer is responsible for developing and nurturing relationships with clients and referral partners, providing expert guidance on mortgage products to achieve lending objectives while maintaining compliance with established guidelines.

Essential Duties:
  • Proactively market and sell residential loans through various outreach efforts, including community events and seminars.
  • Conduct thorough interviews to gather financial information, assessing clients' needs and advising on suitable mortgage options.
  • Educate clients on the benefits and drawbacks of different mortgage products.
  • Utilize every interaction to identify additional services that may benefit clients.
  • Ensure accurate and complete preparation of loan applications in accordance with federal regulations and company policies.
  • Assist in the loan origination process, responding promptly to documentation requests.
  • Meet personal production targets while contributing to the overall success of the bank's lending goals.
  • Build and maintain relationships with real estate professionals and other referral sources.
  • Stay informed on current policies and compliance regulations related to mortgage lending.
  • Provide mentorship and training to new Mortgage Loan Officers.
Additional Expectations:
  • Deliver exceptional customer service to both clients and colleagues.
  • Foster productive relationships with team members and external partners.
  • Maintain reliable attendance to ensure service levels are met.
  • Adhere to all company policies and applicable laws.
  • Demonstrate attention to detail and accuracy in all tasks.
  • Make informed decisions in a fast-paced environment.
Qualifications:

A Bachelor’s degree is preferred, along with 5-7 years of relevant experience in sales or a related field.
  • Strong communication skills, both verbal and written.
  • Ability to analyze data for informed decision-making.
EOE/including Disability/Vets

Member FDIC

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