Experienced Mortgage Loan Officer

2 months ago


Alexandria, Minnesota, United States Gate City Bank Full time
Location
Alexandria

Position Overview:

Senior Mortgage Loan Officer at Gate City Bank

Are you driven by a passion for finance and customer service? At Gate City Bank, we are seeking a dedicated professional to become a vital part of our lending team.

Why Choose Gate City Bank?

As a community-oriented financial institution, we prioritize making a positive impact in the lives of our customers and the communities we serve. Here’s what makes us stand out:
  • Community Engagement: We actively participate in initiatives that foster community well-being through charitable efforts and volunteerism. Being part of our team means contributing to meaningful change.
  • Customer-Centric Approach: Our clients are central to our mission. We strive to understand their needs and provide tailored solutions that enhance their financial well-being.
  • Leadership Opportunities: Integrity and financial stewardship are key values at our organization. You will have the chance to lead with these principles while contributing to our innovative services.
  • Innovation-Driven Culture: We encourage creativity and fresh ideas, allowing you to challenge conventional practices and drive advancements that align with our strategic goals.
  • Proactive Mindset: In a rapidly evolving financial landscape, we value individuals who act decisively and contribute to our leadership in the industry.
  • Compliance Commitment: We uphold the highest standards of regulatory compliance, ensuring that our operations reflect excellence and accountability.
Key Responsibilities:

The Senior Mortgage Loan Officer is responsible for developing and nurturing relationships with clients and referral partners, including real estate professionals and contractors. This role involves providing expert guidance on mortgage products to achieve lending objectives while ensuring adherence to quality standards.

WORKING HOURS:

Monday-Friday, 8-5pm

Essential Duties:
  • Generate and close loans for residential properties through proactive marketing and community involvement.
  • Conduct thorough interviews to gather financial information, assessing clients' needs to recommend suitable mortgage solutions.
  • Educate clients on the various mortgage options available, highlighting the benefits and potential drawbacks.
  • Utilize every interaction to inform clients about additional services that may be advantageous to them.
  • Prepare loan applications with precision, ensuring compliance with federal regulations and internal policies.
  • Support the loan origination team by responding promptly to documentation requests.
  • Meet personal production targets while contributing to the overall success of the bank's lending goals.
  • Build and maintain relationships with real estate agents, builders, and other industry contacts to ensure a steady flow of business.
  • Stay informed about current policies and compliance requirements related to mortgage lending.
  • Provide mentorship and training to new Mortgage Loan Officers.
Additional Information:
  • Deliver exceptional customer service to both clients and colleagues.
  • Foster productive relationships with team members and external partners.
  • Maintain reliable attendance to meet service expectations.
  • Adhere to all organizational policies and regulatory requirements.
  • Exhibit attention to detail and a high level of accuracy in all tasks.
  • Demonstrate the ability to make informed decisions in a dynamic environment.
Qualifications:

A Bachelor's degree is preferred, along with 5-7 years of relevant experience in sales or a related field.
  • Strong communication skills, both verbal and written.
  • Ability to analyze data for informed decision-making.
EOE/including Disability/Vets

Member FDIC

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