Mortgage Loan Originator

7 days ago


Tuscaloosa, Alabama, United States Trustmark Full time
Mortgage Loan Originator Role

At Trustmark, we're seeking a skilled Mortgage Loan Originator to join our team. As a key member of our mortgage department, you'll play a crucial role in serving our customers by providing mortgage loan information, disclosing fees, and gathering data necessary to process mortgage requests.

Responsibilities:
  • Loan Product Selection: Determine the best loan product for each customer, taking into account their unique needs and financial situations.
  • Marketing and Referrals: Develop marketing plans to seek referrals from agents and builders, and maintain relationships with realtors to provide superior service.
  • Loan Inquiries: Provide guidance on loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements.
  • Application Processing: Complete applications and gather documents as needed to meet the parameters of the loan type, including FHA, VA, Conventional, and portfolio loans.
  • Referral Development: Develop referrals from internal and external sources, and promote Trustmark's Community Lending Loans and Products.
  • Department Coordination: Coordinate and assist the mortgage department in the origination and servicing of Community lending products and services.
Qualifications:
  • Experience: Minimum of 2 years of experience originating agency-eligible mortgage loans or equivalent experience in underwriting or processing of agency-eligible mortgage loan products.
  • Certification: Eligible for NMLS certification.
  • Knowledge: Thorough knowledge of government and conventional mortgage loan guidelines and requirements, as well as extensive knowledge of the qualifying variables between mortgage loan products.
  • Skills: Ability to analyze documentation to determine accuracy and acceptability for agency and portfolio requirements, knowledge of appraisal standards and acceptability, and ability to produce tax return analysis as required by conforming loan guidelines.
  • Compliance: Must know how to fully disclose and handle all applications according to compliance regulations.
  • Interpersonal Skills: Ability to work and identify with a varied group of borrowers, housing-related entities, and other community-based organizations.
  • Education: Junior college or two-year college training preferred.


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